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	<title>Comments on: Defaulting Democrat&#8217;s home declared &#8220;public nuisance&#8221;</title>
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	<link>http://michellemalkin.com/2008/08/15/defaulting-democrats-home-declared-public-nuisance/</link>
	<description>news and commentary from a conservative perspective</description>
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		<title>By: ALC</title>
		<link>http://michellemalkin.com/2008/08/15/defaulting-democrats-home-declared-public-nuisance/comment-page-1/#comment-410721</link>
		<dc:creator>ALC</dc:creator>
		<pubDate>Sun, 17 Aug 2008 16:32:53 +0000</pubDate>
		<guid isPermaLink="false">http://michellemalkin.com/?p=13375#comment-410721</guid>
		<description>Englishqueen. Since you didn&#039;t mention where this foreclosed property is or what kind of house it is. One, Two, Three, ect.
room house or any kind of amendities I wouldn&#039;t know if 70 thousand would be a good price to pay. How to find approx. worth would be to look at the taxes paid, what formula is use to determine the amount of taxes, add about 10 t0 20% to that substract any extra outlay of monies that you think you have to put into the property and you should arrive at or close to the fair market value of the property. Just because a house is up to code doesn&#039;t mean a little money doesn&#039;t have to be put into it. You should not have any problem getting this information at the county court house because that is public information and they shouldn&#039;t give you any trouble and a lot of the clerks will even help you.
Next: Is the water heater electric? If it is and the water has been turned off but the electric was left on for any period of time could hurt your heating elements in the water heater and even an inspection will not discover this in one inspection. What you can do is get a warranty for 30, 60 or 90 days on all appliances, pipe leaks, roof leaks etc. The cost differs on the length of time you get. This should give you time to check out the water heater, air condition, attic fan etc.
Of course check the school district. Will the children be bused? Also try and find out why and how this house came on the foreclosure market-lost of job, divorce, and if the house was ever refinanced and when.
A couple of things to remember is that in finance anything can be negotiated.
A foreclosed house is not always a good buy.
Try not to buy any home that would have a financal company mortgage. By that I mean borrowing the money from a finance company.
And this is the best of all things before you sign on the dotted line.
The big words giveth and the little words taketh away. That is the way it is with any contract.
I hope this helps you and good luck.</description>
		<content:encoded><![CDATA[<p>Englishqueen. Since you didn&#8217;t mention where this foreclosed property is or what kind of house it is. One, Two, Three, ect.<br />
room house or any kind of amendities I wouldn&#8217;t know if 70 thousand would be a good price to pay. How to find approx. worth would be to look at the taxes paid, what formula is use to determine the amount of taxes, add about 10 t0 20% to that substract any extra outlay of monies that you think you have to put into the property and you should arrive at or close to the fair market value of the property. Just because a house is up to code doesn&#8217;t mean a little money doesn&#8217;t have to be put into it. You should not have any problem getting this information at the county court house because that is public information and they shouldn&#8217;t give you any trouble and a lot of the clerks will even help you.<br />
Next: Is the water heater electric? If it is and the water has been turned off but the electric was left on for any period of time could hurt your heating elements in the water heater and even an inspection will not discover this in one inspection. What you can do is get a warranty for 30, 60 or 90 days on all appliances, pipe leaks, roof leaks etc. The cost differs on the length of time you get. This should give you time to check out the water heater, air condition, attic fan etc.<br />
Of course check the school district. Will the children be bused? Also try and find out why and how this house came on the foreclosure market-lost of job, divorce, and if the house was ever refinanced and when.<br />
A couple of things to remember is that in finance anything can be negotiated.<br />
A foreclosed house is not always a good buy.<br />
Try not to buy any home that would have a financal company mortgage. By that I mean borrowing the money from a finance company.<br />
And this is the best of all things before you sign on the dotted line.<br />
The big words giveth and the little words taketh away. That is the way it is with any contract.<br />
I hope this helps you and good luck.</p>
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		<title>By: DBNinKY</title>
		<link>http://michellemalkin.com/2008/08/15/defaulting-democrats-home-declared-public-nuisance/comment-page-1/#comment-409612</link>
		<dc:creator>DBNinKY</dc:creator>
		<pubDate>Sat, 16 Aug 2008 14:18:10 +0000</pubDate>
		<guid isPermaLink="false">http://michellemalkin.com/?p=13375#comment-409612</guid>
		<description>On August 15th, 2008 at 10:47 am, englishqueen01 said:
&lt;blockquote&gt;Any advice for us first-time home buyers?&lt;/blockquote&gt;

Congrats!

Advice: Secure the services of an  independent reputable home inspector, or take a knowledgeable relative with you to inspect the house. Termite and/or water damage are very deceptive to the untrained eye, and can cost tens of thousands to repair.</description>
		<content:encoded><![CDATA[<p>On August 15th, 2008 at 10:47 am, englishqueen01 said:</p>
<blockquote><p>Any advice for us first-time home buyers?</p></blockquote>
<p>Congrats!</p>
<p>Advice: Secure the services of an  independent reputable home inspector, or take a knowledgeable relative with you to inspect the house. Termite and/or water damage are very deceptive to the untrained eye, and can cost tens of thousands to repair.</p>
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		<title>By: Dimsdale</title>
		<link>http://michellemalkin.com/2008/08/15/defaulting-democrats-home-declared-public-nuisance/comment-page-1/#comment-409531</link>
		<dc:creator>Dimsdale</dc:creator>
		<pubDate>Sat, 16 Aug 2008 12:40:57 +0000</pubDate>
		<guid isPermaLink="false">http://michellemalkin.com/?p=13375#comment-409531</guid>
		<description>&lt;blockquote&gt; On August 15th, 2008 at 10:47 am, englishqueen01 said:

(snip)

Any advice for us first-time home buyers?&lt;/blockquote&gt;

Drive around the neighborhood at different times of the day/week.  You never know who you might be living next to, like a house full of college students with party and loud music, etc., etc.

Some neighborhoods go through a complete transformation at night.</description>
		<content:encoded><![CDATA[<blockquote><p> On August 15th, 2008 at 10:47 am, englishqueen01 said:</p>
<p>(snip)</p>
<p>Any advice for us first-time home buyers?</p></blockquote>
<p>Drive around the neighborhood at different times of the day/week.  You never know who you might be living next to, like a house full of college students with party and loud music, etc., etc.</p>
<p>Some neighborhoods go through a complete transformation at night.</p>
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		<title>By: Micheleeroo</title>
		<link>http://michellemalkin.com/2008/08/15/defaulting-democrats-home-declared-public-nuisance/comment-page-1/#comment-409490</link>
		<dc:creator>Micheleeroo</dc:creator>
		<pubDate>Sat, 16 Aug 2008 08:06:42 +0000</pubDate>
		<guid isPermaLink="false">http://michellemalkin.com/?p=13375#comment-409490</guid>
		<description>It&#039;s okay if she does this, because she&#039;s a democrat.</description>
		<content:encoded><![CDATA[<p>It&#8217;s okay if she does this, because she&#8217;s a democrat.</p>
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		<title>By: taylork</title>
		<link>http://michellemalkin.com/2008/08/15/defaulting-democrats-home-declared-public-nuisance/comment-page-1/#comment-409354</link>
		<dc:creator>taylork</dc:creator>
		<pubDate>Sat, 16 Aug 2008 01:19:04 +0000</pubDate>
		<guid isPermaLink="false">http://michellemalkin.com/?p=13375#comment-409354</guid>
		<description>&lt;blockquote&gt;Any advice for us first-time home buyers?&lt;/blockquote&gt;

Become a friend with Ron Mazzoli.</description>
		<content:encoded><![CDATA[<blockquote><p>Any advice for us first-time home buyers?</p></blockquote>
<p>Become a friend with Ron Mazzoli.</p>
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		<title>By: nyc123me</title>
		<link>http://michellemalkin.com/2008/08/15/defaulting-democrats-home-declared-public-nuisance/comment-page-1/#comment-409236</link>
		<dc:creator>nyc123me</dc:creator>
		<pubDate>Fri, 15 Aug 2008 23:09:42 +0000</pubDate>
		<guid isPermaLink="false">http://michellemalkin.com/?p=13375#comment-409236</guid>
		<description>They should be declaring Rep. Laura Richardson a public nuisance.</description>
		<content:encoded><![CDATA[<p>They should be declaring Rep. Laura Richardson a public nuisance.</p>
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		<title>By: ArmsnAmmo</title>
		<link>http://michellemalkin.com/2008/08/15/defaulting-democrats-home-declared-public-nuisance/comment-page-1/#comment-409202</link>
		<dc:creator>ArmsnAmmo</dc:creator>
		<pubDate>Fri, 15 Aug 2008 22:17:54 +0000</pubDate>
		<guid isPermaLink="false">http://michellemalkin.com/?p=13375#comment-409202</guid>
		<description>I love it WAMU steped in in a rare move and returned the house back to this elected pos!!! If that were anyone else this would not have happened not to mention if it did HOPEFULLY the family lucky enough to have had the MIRCLE in there life would take care of the house with some pride???</description>
		<content:encoded><![CDATA[<p>I love it WAMU steped in in a rare move and returned the house back to this elected pos!!! If that were anyone else this would not have happened not to mention if it did HOPEFULLY the family lucky enough to have had the MIRCLE in there life would take care of the house with some pride???</p>
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		<title>By: The Ugly American</title>
		<link>http://michellemalkin.com/2008/08/15/defaulting-democrats-home-declared-public-nuisance/comment-page-1/#comment-409160</link>
		<dc:creator>The Ugly American</dc:creator>
		<pubDate>Fri, 15 Aug 2008 21:24:16 +0000</pubDate>
		<guid isPermaLink="false">http://michellemalkin.com/?p=13375#comment-409160</guid>
		<description>Ah, hell...that description sounds exactly like my Chinese neighbor&#039;s yard from when I lived in Oakland.

Once, my roommate questioned the owner over a large, mysterious mound that had suddenly appeared in their backyard overnight.

Curious because neither of us had seen the old Methuselah grandmother around in awhile.

Not to mention the strange disappearance of a litter of kittens.

Kung Pao Cat anyone?</description>
		<content:encoded><![CDATA[<p>Ah, hell&#8230;that description sounds exactly like my Chinese neighbor&#8217;s yard from when I lived in Oakland.</p>
<p>Once, my roommate questioned the owner over a large, mysterious mound that had suddenly appeared in their backyard overnight.</p>
<p>Curious because neither of us had seen the old Methuselah grandmother around in awhile.</p>
<p>Not to mention the strange disappearance of a litter of kittens.</p>
<p>Kung Pao Cat anyone?</p>
]]></content:encoded>
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		<title>By: ajmontana</title>
		<link>http://michellemalkin.com/2008/08/15/defaulting-democrats-home-declared-public-nuisance/comment-page-1/#comment-408983</link>
		<dc:creator>ajmontana</dc:creator>
		<pubDate>Fri, 15 Aug 2008 19:59:54 +0000</pubDate>
		<guid isPermaLink="false">http://michellemalkin.com/?p=13375#comment-408983</guid>
		<description>advice on house:
 Make sure it&#039;s not to big, they may pass a law to require you to have a lounge for illegals. :shock:</description>
		<content:encoded><![CDATA[<p>advice on house:<br />
 Make sure it&#8217;s not to big, they may pass a law to require you to have a lounge for illegals. <img src='http://s.michellemalkin.com/wp/wp-content/themes/mm/smilies/icon_eek.gif' alt=':shock:' class='wp-smiley' /> </p>
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		<title>By: englishqueen01</title>
		<link>http://michellemalkin.com/2008/08/15/defaulting-democrats-home-declared-public-nuisance/comment-page-1/#comment-408939</link>
		<dc:creator>englishqueen01</dc:creator>
		<pubDate>Fri, 15 Aug 2008 19:34:08 +0000</pubDate>
		<guid isPermaLink="false">http://michellemalkin.com/?p=13375#comment-408939</guid>
		<description>&lt;blockquote&gt;I am told by a close friend that after the break up of the old Soviet Union, this is how things started going in Russia with increasing corruption, and now look at Russia - millions of poor who live paycheck to paycheck if they’re lucky enough to even have a job (and with the ones who work, sometimes they get paid, sometimes they don’t), and a very very small super-elite with many billions of dollars each. Does that sound like where we’re heading? Sure does to me.&lt;/blockquote&gt;

That&#039;s what the liberals, Democrats, and socialists (but I repeat myself) want.  The &quot;economic equality&quot; they talk about has to do with making a majority of Americans equally impoverished, while a few (read: they) live richly.

Gotta love it.</description>
		<content:encoded><![CDATA[<blockquote><p>I am told by a close friend that after the break up of the old Soviet Union, this is how things started going in Russia with increasing corruption, and now look at Russia &#8211; millions of poor who live paycheck to paycheck if they’re lucky enough to even have a job (and with the ones who work, sometimes they get paid, sometimes they don’t), and a very very small super-elite with many billions of dollars each. Does that sound like where we’re heading? Sure does to me.</p></blockquote>
<p>That&#8217;s what the liberals, Democrats, and socialists (but I repeat myself) want.  The &#8220;economic equality&#8221; they talk about has to do with making a majority of Americans equally impoverished, while a few (read: they) live richly.</p>
<p>Gotta love it.</p>
]]></content:encoded>
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		<title>By: nyc123me</title>
		<link>http://michellemalkin.com/2008/08/15/defaulting-democrats-home-declared-public-nuisance/comment-page-1/#comment-408912</link>
		<dc:creator>nyc123me</dc:creator>
		<pubDate>Fri, 15 Aug 2008 19:18:49 +0000</pubDate>
		<guid isPermaLink="false">http://michellemalkin.com/?p=13375#comment-408912</guid>
		<description>&quot;The majority of her constituents think of her behavior as Sticking It To The Man.&quot;

She &lt;em&gt;is&lt;/em&gt; &#039;the man&#039;. It&#039;s amazing some of these people remember to breathe.</description>
		<content:encoded><![CDATA[<p>&#8220;The majority of her constituents think of her behavior as Sticking It To The Man.&#8221;</p>
<p>She <em>is</em> &#8216;the man&#8217;. It&#8217;s amazing some of these people remember to breathe.</p>
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		<title>By: nyc123me</title>
		<link>http://michellemalkin.com/2008/08/15/defaulting-democrats-home-declared-public-nuisance/comment-page-1/#comment-408909</link>
		<dc:creator>nyc123me</dc:creator>
		<pubDate>Fri, 15 Aug 2008 19:17:27 +0000</pubDate>
		<guid isPermaLink="false">http://michellemalkin.com/?p=13375#comment-408909</guid>
		<description>I am told by a close friend that after the break up of the old Soviet Union, this is how things started going in Russia with increasing corruption, and now look at Russia - millions of poor who live paycheck to paycheck if they&#039;re lucky enough to even have a job (and with the ones who work, sometimes they get paid, sometimes they don&#039;t), and a very very small super-elite with many billions of dollars each. Does that sound like where we&#039;re heading? Sure does to me.</description>
		<content:encoded><![CDATA[<p>I am told by a close friend that after the break up of the old Soviet Union, this is how things started going in Russia with increasing corruption, and now look at Russia &#8211; millions of poor who live paycheck to paycheck if they&#8217;re lucky enough to even have a job (and with the ones who work, sometimes they get paid, sometimes they don&#8217;t), and a very very small super-elite with many billions of dollars each. Does that sound like where we&#8217;re heading? Sure does to me.</p>
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		<title>By: Defaulting Democrat’s home declared “public nuisance” &#8212; The 2008 Elections</title>
		<link>http://michellemalkin.com/2008/08/15/defaulting-democrats-home-declared-public-nuisance/comment-page-1/#comment-408904</link>
		<dc:creator>Defaulting Democrat’s home declared “public nuisance” &#8212; The 2008 Elections</dc:creator>
		<pubDate>Fri, 15 Aug 2008 19:14:12 +0000</pubDate>
		<guid isPermaLink="false">http://michellemalkin.com/?p=13375#comment-408904</guid>
		<description>[...] The trials and tribulations of defaulting, deadbeat Democrat Rep. [...] Read the rest &#187; [...]</description>
		<content:encoded><![CDATA[<p>[...] The trials and tribulations of defaulting, deadbeat Democrat Rep. [...] Read the rest &raquo; [...]</p>
]]></content:encoded>
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		<title>By: AlohaGuy</title>
		<link>http://michellemalkin.com/2008/08/15/defaulting-democrats-home-declared-public-nuisance/comment-page-1/#comment-408857</link>
		<dc:creator>AlohaGuy</dc:creator>
		<pubDate>Fri, 15 Aug 2008 18:45:30 +0000</pubDate>
		<guid isPermaLink="false">http://michellemalkin.com/?p=13375#comment-408857</guid>
		<description>&lt;blockquote&gt;Thanks to the last redistricting, she will be until I move. The majority of her constituents think of her behavior as Sticking It To The Man.&lt;/blockquote&gt;

So sad when Sticking it to the Man replaces, I can do it.</description>
		<content:encoded><![CDATA[<blockquote><p>Thanks to the last redistricting, she will be until I move. The majority of her constituents think of her behavior as Sticking It To The Man.</p></blockquote>
<p>So sad when Sticking it to the Man replaces, I can do it.</p>
]]></content:encoded>
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		<title>By: rambler</title>
		<link>http://michellemalkin.com/2008/08/15/defaulting-democrats-home-declared-public-nuisance/comment-page-1/#comment-408840</link>
		<dc:creator>rambler</dc:creator>
		<pubDate>Fri, 15 Aug 2008 18:37:35 +0000</pubDate>
		<guid isPermaLink="false">http://michellemalkin.com/?p=13375#comment-408840</guid>
		<description>SullaHA,
The 2010 census is coming and redistricting may happen again for your area.</description>
		<content:encoded><![CDATA[<p>SullaHA,<br />
The 2010 census is coming and redistricting may happen again for your area.</p>
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