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	<title>Comments on: More on the diversity racket and the home loan debacle</title>
	<atom:link href="http://michellemalkin.com/2008/09/25/more-on-the-diversity-racket-and-the-home-loan-debacle/feed/" rel="self" type="application/rss+xml" />
	<link>http://michellemalkin.com/2008/09/25/more-on-the-diversity-racket-and-the-home-loan-debacle/</link>
	<description>news and commentary from a conservative perspective</description>
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		<title>By: Papa Louie</title>
		<link>http://michellemalkin.com/2008/09/25/more-on-the-diversity-racket-and-the-home-loan-debacle/comment-page-1/#comment-469713</link>
		<dc:creator>Papa Louie</dc:creator>
		<pubDate>Fri, 26 Sep 2008 07:39:39 +0000</pubDate>
		<guid isPermaLink="false">http://michellemalkin.com/?p=15141#comment-469713</guid>
		<description>&lt;blockquote&gt;“we’re in this mess, ultimately, because our political elites thought it was good social policy to encourage banks to give mortgages to uncreditworthy people, resulting in what Sailer months ago called the “Diversity Recession” &lt;/blockquote&gt;In other words, political elites playing the &quot;race card&quot; got us into this mess.  How much do you want to bet that history is going to repeat itself because our politicians will refuse to learn the obvious lesson from this crisis?</description>
		<content:encoded><![CDATA[<blockquote><p>“we’re in this mess, ultimately, because our political elites thought it was good social policy to encourage banks to give mortgages to uncreditworthy people, resulting in what Sailer months ago called the “Diversity Recession” </p></blockquote>
<p>In other words, political elites playing the &#8220;race card&#8221; got us into this mess.  How much do you want to bet that history is going to repeat itself because our politicians will refuse to learn the obvious lesson from this crisis?</p>
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		<title>By: CO2 Producer</title>
		<link>http://michellemalkin.com/2008/09/25/more-on-the-diversity-racket-and-the-home-loan-debacle/comment-page-1/#comment-469681</link>
		<dc:creator>CO2 Producer</dc:creator>
		<pubDate>Fri, 26 Sep 2008 05:16:23 +0000</pubDate>
		<guid isPermaLink="false">http://michellemalkin.com/?p=15141#comment-469681</guid>
		<description>Oh my. Hans Bader &lt;em&gt;went there&lt;/em&gt;. He&#039;s not allowed to talk about it, though.</description>
		<content:encoded><![CDATA[<p>Oh my. Hans Bader <em>went there</em>. He&#8217;s not allowed to talk about it, though.</p>
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		<title>By: Obama&#8211;ACORN&#8211;CRA&#8211;Congress&#8211;Democratic Party&#8211;Fannie Mae&#8211;Freddie Mac&#8211;Bailout&#8211;Socialism&#8211; Just Say No! &#171; Pronk Palisades</title>
		<link>http://michellemalkin.com/2008/09/25/more-on-the-diversity-racket-and-the-home-loan-debacle/comment-page-1/#comment-468999</link>
		<dc:creator>Obama&#8211;ACORN&#8211;CRA&#8211;Congress&#8211;Democratic Party&#8211;Fannie Mae&#8211;Freddie Mac&#8211;Bailout&#8211;Socialism&#8211; Just Say No! &#171; Pronk Palisades</dc:creator>
		<pubDate>Thu, 25 Sep 2008 20:15:59 +0000</pubDate>
		<guid isPermaLink="false">http://michellemalkin.com/?p=15141#comment-468999</guid>
		<description>[...] Mark Krikorian, an activist against illegal immigration, argues that “we’re in this mess, ultimately, because our political elites thought it was good social policy to encourage banks to give mortgages to uncreditworthy people, resulting in what Sailer months ago called the “Diversity Recession” (if this doesn’t work, make that the Diversity Depression). In other words, if poor people in general, or blacks or Hispanics in particular, were less likely to be approved for a mortgage, the only possible reason was racism or classism or whatever. Thus ‘creditworthiness’ was an illegitimate, dead-white-male concept, like middleclassness. Because, after all, isn’t everyone entitled to credit?” &#8230;&#8221;  http://michellemalkin.com/2008/09/25/more-on-the-diversity-racket-and-the-home-loan-debacle/ [...]</description>
		<content:encoded><![CDATA[<p>[...] Mark Krikorian, an activist against illegal immigration, argues that “we’re in this mess, ultimately, because our political elites thought it was good social policy to encourage banks to give mortgages to uncreditworthy people, resulting in what Sailer months ago called the “Diversity Recession” (if this doesn’t work, make that the Diversity Depression). In other words, if poor people in general, or blacks or Hispanics in particular, were less likely to be approved for a mortgage, the only possible reason was racism or classism or whatever. Thus ‘creditworthiness’ was an illegitimate, dead-white-male concept, like middleclassness. Because, after all, isn’t everyone entitled to credit?” &#8230;&#8221;  <a href="http://michellemalkin.com/2008/09/25/more-on-the-diversity-racket-and-the-home-loan-debacle/" rel="nofollow">http://michellemalkin.com/2008/09/25/more-on-the-diversity-racket-and-the-home-loan-debacle/</a> [...]</p>
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		<title>By: Stop The Bailout: The American Elites&#8217; Bum Rush of The American People&#8211;No Sale! &#171; Pronk Palisades</title>
		<link>http://michellemalkin.com/2008/09/25/more-on-the-diversity-racket-and-the-home-loan-debacle/comment-page-1/#comment-468995</link>
		<dc:creator>Stop The Bailout: The American Elites&#8217; Bum Rush of The American People&#8211;No Sale! &#171; Pronk Palisades</dc:creator>
		<pubDate>Thu, 25 Sep 2008 20:14:21 +0000</pubDate>
		<guid isPermaLink="false">http://michellemalkin.com/?p=15141#comment-468995</guid>
		<description>[...] Mark Krikorian, an activist against illegal immigration, argues that “we’re in this mess, ultimately, because our political elites thought it was good social policy to encourage banks to give mortgages to uncreditworthy people, resulting in what Sailer months ago called the “Diversity Recession” (if this doesn’t work, make that the Diversity Depression). In other words, if poor people in general, or blacks or Hispanics in particular, were less likely to be approved for a mortgage, the only possible reason was racism or classism or whatever. Thus ‘creditworthiness’ was an illegitimate, dead-white-male concept, like middleclassness. Because, after all, isn’t everyone entitled to credit?” &#8230;&#8221;  http://michellemalkin.com/2008/09/25/more-on-the-diversity-racket-and-the-home-loan-debacle/ [...]</description>
		<content:encoded><![CDATA[<p>[...] Mark Krikorian, an activist against illegal immigration, argues that “we’re in this mess, ultimately, because our political elites thought it was good social policy to encourage banks to give mortgages to uncreditworthy people, resulting in what Sailer months ago called the “Diversity Recession” (if this doesn’t work, make that the Diversity Depression). In other words, if poor people in general, or blacks or Hispanics in particular, were less likely to be approved for a mortgage, the only possible reason was racism or classism or whatever. Thus ‘creditworthiness’ was an illegitimate, dead-white-male concept, like middleclassness. Because, after all, isn’t everyone entitled to credit?” &#8230;&#8221;  <a href="http://michellemalkin.com/2008/09/25/more-on-the-diversity-racket-and-the-home-loan-debacle/" rel="nofollow">http://michellemalkin.com/2008/09/25/more-on-the-diversity-racket-and-the-home-loan-debacle/</a> [...]</p>
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		<title>By: Southpaw</title>
		<link>http://michellemalkin.com/2008/09/25/more-on-the-diversity-racket-and-the-home-loan-debacle/comment-page-1/#comment-468985</link>
		<dc:creator>Southpaw</dc:creator>
		<pubDate>Thu, 25 Sep 2008 20:06:03 +0000</pubDate>
		<guid isPermaLink="false">http://michellemalkin.com/?p=15141#comment-468985</guid>
		<description>&lt;blockquote&gt;On September 25th, 2008 at 2:44 pm, JDinTX said: 
A few years back I worked for a mortgage company doing security work - not anything to do with mortgages. I would say that for almost 2 years, the only mortgages (both new and refi’s) were done for Mexican immigrants.&lt;/blockquote&gt; 

30 feet from where I am sitting, there is an office where a company (now gone), was doing exactly this. If my senator or representative or the FBI or Justice Department wants to investigate it, they can. They won&#039;t. In the future when historians look for a date when the the American dream died and the average American stopped believing, they can point to the day the corrupt congress passed the $700 billion bailout and rewarded the criminals and illegals at the expense of the innocents.</description>
		<content:encoded><![CDATA[<blockquote><p>On September 25th, 2008 at 2:44 pm, JDinTX said:<br />
A few years back I worked for a mortgage company doing security work &#8211; not anything to do with mortgages. I would say that for almost 2 years, the only mortgages (both new and refi’s) were done for Mexican immigrants.</p></blockquote>
<p>30 feet from where I am sitting, there is an office where a company (now gone), was doing exactly this. If my senator or representative or the FBI or Justice Department wants to investigate it, they can. They won&#8217;t. In the future when historians look for a date when the the American dream died and the average American stopped believing, they can point to the day the corrupt congress passed the $700 billion bailout and rewarded the criminals and illegals at the expense of the innocents.</p>
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		<title>By: jt3151</title>
		<link>http://michellemalkin.com/2008/09/25/more-on-the-diversity-racket-and-the-home-loan-debacle/comment-page-1/#comment-468904</link>
		<dc:creator>jt3151</dc:creator>
		<pubDate>Thu, 25 Sep 2008 19:05:00 +0000</pubDate>
		<guid isPermaLink="false">http://michellemalkin.com/?p=15141#comment-468904</guid>
		<description>Is there ANY possibility of ANY of the liberals admitting that their diversity programs have been failures?


Yes- I know the answer. They didn&#039;t go far enough, right?</description>
		<content:encoded><![CDATA[<p>Is there ANY possibility of ANY of the liberals admitting that their diversity programs have been failures?</p>
<p>Yes- I know the answer. They didn&#8217;t go far enough, right?</p>
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		<title>By: JDinTX</title>
		<link>http://michellemalkin.com/2008/09/25/more-on-the-diversity-racket-and-the-home-loan-debacle/comment-page-1/#comment-468875</link>
		<dc:creator>JDinTX</dc:creator>
		<pubDate>Thu, 25 Sep 2008 18:44:01 +0000</pubDate>
		<guid isPermaLink="false">http://michellemalkin.com/?p=15141#comment-468875</guid>
		<description>A few years back I worked for a mortgage company doing security work - not anything to do with mortgages. I would say that for almost 2 years, the only mortgages (both new and refi&#039;s) were done for Mexican immigrants. Some were legal but most were not. The mortgage company would not always verify income. They would often accept a handwritten letter from the employer saying the person made so much money. Since these were not always on company stationery, I believe that most were false documents provided by anyone who could write in English. Since all the mortgages were sold immediately to another company, the one I was working for made a ton of money. I am sure that most of these are the types that are now causing the problems. I know that many companies in the area were also doing the same thing.
I know something has to be done to fix the economy, but I don&#039;t think taxpayers should be forced to subsidize and let these companies make even more money after they screwed up. It is time for everyone, the companies and the people getting a loan to start facing responsibility.</description>
		<content:encoded><![CDATA[<p>A few years back I worked for a mortgage company doing security work &#8211; not anything to do with mortgages. I would say that for almost 2 years, the only mortgages (both new and refi&#8217;s) were done for Mexican immigrants. Some were legal but most were not. The mortgage company would not always verify income. They would often accept a handwritten letter from the employer saying the person made so much money. Since these were not always on company stationery, I believe that most were false documents provided by anyone who could write in English. Since all the mortgages were sold immediately to another company, the one I was working for made a ton of money. I am sure that most of these are the types that are now causing the problems. I know that many companies in the area were also doing the same thing.<br />
I know something has to be done to fix the economy, but I don&#8217;t think taxpayers should be forced to subsidize and let these companies make even more money after they screwed up. It is time for everyone, the companies and the people getting a loan to start facing responsibility.</p>
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		<title>By: right_on</title>
		<link>http://michellemalkin.com/2008/09/25/more-on-the-diversity-racket-and-the-home-loan-debacle/comment-page-1/#comment-468800</link>
		<dc:creator>right_on</dc:creator>
		<pubDate>Thu, 25 Sep 2008 17:55:02 +0000</pubDate>
		<guid isPermaLink="false">http://michellemalkin.com/?p=15141#comment-468800</guid>
		<description>I mentioned in a post yesterday, that if you want to know exactly what &lt;strong&gt;position &lt;/strong&gt;Democrat Party officials take on any issue, one must understand that it is nearly &lt;strong&gt;always the opposite of what he or she says &lt;/strong&gt;it is. 

For example, by party, Liberal Democrats &lt;em&gt;profess&lt;/em&gt; themselves to be  free speech loving, compassionate, caring, and patriotic Americans. Yet, &lt;strong&gt;they demonize those who carry differing opinions &lt;/strong&gt;, they &quot;compassionately&quot; believe in a &lt;strong&gt;woman&#039;s choice to brutally murder their umborn&lt;/strong&gt;. Their definition of &quot;caring&quot; means that &lt;strong&gt;they strive to place segments of our society in a state of total dependence &lt;/strong&gt;(&lt;em&gt;welfare and federally paid social programs&lt;/em&gt;) &lt;strong&gt;and slavery&lt;/strong&gt;.  Their &quot;patriotism&quot; is displayed by &lt;strong&gt;callously attacking &lt;/strong&gt;our &lt;strong&gt;service members&lt;/strong&gt;, and &lt;strong&gt;any Republican &lt;/strong&gt;leader whose views or proposals are in direct opposition to their own.

Add to their agenda their &quot;undying&quot; quest for &lt;em&gt;&lt;strong&gt;the truth&lt;/strong&gt;&lt;/em&gt;. For them, truth is in the eye of the beholder, and is subject to endless parsing of words. Another tenet of their party is &lt;em&gt;&lt;strong&gt;&quot;tolerance,&quot; &lt;/strong&gt;&lt;/em&gt;yet &lt;strong&gt;they do not show that aspect of humanity&lt;/strong&gt; when dealing &lt;strong&gt;with religious, cultural, or political opposition&lt;/strong&gt;.

The one thing they religiously embrace is &lt;strong&gt;&quot;diversity.&quot; &lt;/strong&gt;&lt;em&gt;They claim&lt;/em&gt; that this country was founded on diversity, but that is, once again, not true. This great country of ours was founded on &lt;em&gt;&lt;strong&gt;UNITY&lt;/strong&gt;&lt;/em&gt;, not diversity! Diversity is another one of those words that liberals love to parse. They want it to represent uniqueness, when in fact, &lt;strong&gt;diversity means DIVISION.&lt;/strong&gt;
Remember the old military doctrine of &lt;em&gt;&lt;strong&gt;&quot;Divide and Conquer?&quot;&lt;/strong&gt;&lt;/em&gt;</description>
		<content:encoded><![CDATA[<p>I mentioned in a post yesterday, that if you want to know exactly what <strong>position </strong>Democrat Party officials take on any issue, one must understand that it is nearly <strong>always the opposite of what he or she says </strong>it is. </p>
<p>For example, by party, Liberal Democrats <em>profess</em> themselves to be  free speech loving, compassionate, caring, and patriotic Americans. Yet, <strong>they demonize those who carry differing opinions </strong>, they &#8220;compassionately&#8221; believe in a <strong>woman&#8217;s choice to brutally murder their umborn</strong>. Their definition of &#8220;caring&#8221; means that <strong>they strive to place segments of our society in a state of total dependence </strong>(<em>welfare and federally paid social programs</em>) <strong>and slavery</strong>.  Their &#8220;patriotism&#8221; is displayed by <strong>callously attacking </strong>our <strong>service members</strong>, and <strong>any Republican </strong>leader whose views or proposals are in direct opposition to their own.</p>
<p>Add to their agenda their &#8220;undying&#8221; quest for <em><strong>the truth</strong></em>. For them, truth is in the eye of the beholder, and is subject to endless parsing of words. Another tenet of their party is <em><strong>&#8220;tolerance,&#8221; </strong></em>yet <strong>they do not show that aspect of humanity</strong> when dealing <strong>with religious, cultural, or political opposition</strong>.</p>
<p>The one thing they religiously embrace is <strong>&#8220;diversity.&#8221; </strong><em>They claim</em> that this country was founded on diversity, but that is, once again, not true. This great country of ours was founded on <em><strong>UNITY</strong></em>, not diversity! Diversity is another one of those words that liberals love to parse. They want it to represent uniqueness, when in fact, <strong>diversity means DIVISION.</strong><br />
Remember the old military doctrine of <em><strong>&#8220;Divide and Conquer?&#8221;</strong></em></p>
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		<title>By: Reg.conservative</title>
		<link>http://michellemalkin.com/2008/09/25/more-on-the-diversity-racket-and-the-home-loan-debacle/comment-page-1/#comment-468793</link>
		<dc:creator>Reg.conservative</dc:creator>
		<pubDate>Thu, 25 Sep 2008 17:49:43 +0000</pubDate>
		<guid isPermaLink="false">http://michellemalkin.com/?p=15141#comment-468793</guid>
		<description>On September 25th, 2008 at 11:29 am, madchef said; yes I got the same poll from Zogby.I loved filling it out.</description>
		<content:encoded><![CDATA[<p>On September 25th, 2008 at 11:29 am, madchef said; yes I got the same poll from Zogby.I loved filling it out.</p>
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		<title>By: RabbidSquirrel</title>
		<link>http://michellemalkin.com/2008/09/25/more-on-the-diversity-racket-and-the-home-loan-debacle/comment-page-1/#comment-468789</link>
		<dc:creator>RabbidSquirrel</dc:creator>
		<pubDate>Thu, 25 Sep 2008 17:46:48 +0000</pubDate>
		<guid isPermaLink="false">http://michellemalkin.com/?p=15141#comment-468789</guid>
		<description>&lt;blockquote&gt;Well, right at this moment we have a BUNCH of CONGRESSMEN and SENATORS, standing around scratching their heads… PRETTY FUNNY, HUH???&lt;/blockquote&gt;

Maybe if the politicians didnt spend so much time CAMPAIGNING and were actually doing the job we elected them to do....

Perhaps it should be mandatory that &lt;strong&gt;they be present in the U.S. Capitol/cast ALL votes&lt;/strong&gt; and that they have to go on record on their &lt;strong&gt;EXACT position&lt;/strong&gt; and explicitly state anything that might stand out as an exeception to why they voted that particular way.

And maybe we should require an explicit update into their voting record if they ever change their position in the future.

This way we can avoid any confusion like &quot;I voted for it, before I voted against it&quot;.  Our answer to that should be &#039;Well, Why??? Its not in your positional record....&#039;</description>
		<content:encoded><![CDATA[<blockquote><p>Well, right at this moment we have a BUNCH of CONGRESSMEN and SENATORS, standing around scratching their heads… PRETTY FUNNY, HUH???</p></blockquote>
<p>Maybe if the politicians didnt spend so much time CAMPAIGNING and were actually doing the job we elected them to do&#8230;.</p>
<p>Perhaps it should be mandatory that <strong>they be present in the U.S. Capitol/cast ALL votes</strong> and that they have to go on record on their <strong>EXACT position</strong> and explicitly state anything that might stand out as an exeception to why they voted that particular way.</p>
<p>And maybe we should require an explicit update into their voting record if they ever change their position in the future.</p>
<p>This way we can avoid any confusion like &#8220;I voted for it, before I voted against it&#8221;.  Our answer to that should be &#8216;Well, Why??? Its not in your positional record&#8230;.&#8217;</p>
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		<title>By: rambler</title>
		<link>http://michellemalkin.com/2008/09/25/more-on-the-diversity-racket-and-the-home-loan-debacle/comment-page-1/#comment-468747</link>
		<dc:creator>rambler</dc:creator>
		<pubDate>Thu, 25 Sep 2008 17:27:11 +0000</pubDate>
		<guid isPermaLink="false">http://michellemalkin.com/?p=15141#comment-468747</guid>
		<description>Mortgages for illegals was common practice in the Chicago burbs. I watched this happen during the 90&#039;s. The banks felt that there was little risk.
This congress is pathetic. It&#039;s time to start arrests for all those who created this mess.</description>
		<content:encoded><![CDATA[<p>Mortgages for illegals was common practice in the Chicago burbs. I watched this happen during the 90&#8217;s. The banks felt that there was little risk.<br />
This congress is pathetic. It&#8217;s time to start arrests for all those who created this mess.</p>
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		<title>By: Michelle Malkin » More on the diversity racket and the home loan debacle</title>
		<link>http://michellemalkin.com/2008/09/25/more-on-the-diversity-racket-and-the-home-loan-debacle/comment-page-1/#comment-468718</link>
		<dc:creator>Michelle Malkin » More on the diversity racket and the home loan debacle</dc:creator>
		<pubDate>Thu, 25 Sep 2008 17:12:38 +0000</pubDate>
		<guid isPermaLink="false">http://michellemalkin.com/?p=15141#comment-468718</guid>
		<description>[...] Michelle Malkin » More on the diversity racket and the home loan debacle. Rate this: 3.2 [...]</description>
		<content:encoded><![CDATA[<p>[...] Michelle Malkin » More on the diversity racket and the home loan debacle. Rate this: 3.2 [...]</p>
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		<title>By: pueblo1032</title>
		<link>http://michellemalkin.com/2008/09/25/more-on-the-diversity-racket-and-the-home-loan-debacle/comment-page-1/#comment-468623</link>
		<dc:creator>pueblo1032</dc:creator>
		<pubDate>Thu, 25 Sep 2008 16:43:31 +0000</pubDate>
		<guid isPermaLink="false">http://michellemalkin.com/?p=15141#comment-468623</guid>
		<description>This is starting to sound like a bad SIT-COM... Imagine a Bunch of NEA school teachers standing around in the teacher&#039;s lounge... They are scratching THEIR collective heads and wondering WHAT HAPPENED TO THE EDUCATION SYSTEM in this COUNTRY...Well, right at this moment we have a BUNCH of CONGRESSMEN and SENATORS, standing around scratching their heads... PRETTY FUNNY, HUH???</description>
		<content:encoded><![CDATA[<p>This is starting to sound like a bad SIT-COM&#8230; Imagine a Bunch of NEA school teachers standing around in the teacher&#8217;s lounge&#8230; They are scratching THEIR collective heads and wondering WHAT HAPPENED TO THE EDUCATION SYSTEM in this COUNTRY&#8230;Well, right at this moment we have a BUNCH of CONGRESSMEN and SENATORS, standing around scratching their heads&#8230; PRETTY FUNNY, HUH???</p>
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		<title>By: Pat</title>
		<link>http://michellemalkin.com/2008/09/25/more-on-the-diversity-racket-and-the-home-loan-debacle/comment-page-1/#comment-468587</link>
		<dc:creator>Pat</dc:creator>
		<pubDate>Thu, 25 Sep 2008 16:30:02 +0000</pubDate>
		<guid isPermaLink="false">http://michellemalkin.com/?p=15141#comment-468587</guid>
		<description>&lt;a href=&quot;http://www.msnbc.msn.com/id/26816705/&quot; rel=&quot;nofollow&quot;&gt;Another Fraud Ring of Illegals and Legals&lt;/a&gt;</description>
		<content:encoded><![CDATA[<p><a href="http://www.msnbc.msn.com/id/26816705/" rel="nofollow">Another Fraud Ring of Illegals and Legals</a></p>
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		<title>By: Bhishma</title>
		<link>http://michellemalkin.com/2008/09/25/more-on-the-diversity-racket-and-the-home-loan-debacle/comment-page-1/#comment-468570</link>
		<dc:creator>Bhishma</dc:creator>
		<pubDate>Thu, 25 Sep 2008 16:21:28 +0000</pubDate>
		<guid isPermaLink="false">http://michellemalkin.com/?p=15141#comment-468570</guid>
		<description>Thank Bush: http://www.vdare.com/mann/what_do.htm</description>
		<content:encoded><![CDATA[<p>Thank Bush: <a href="http://www.vdare.com/mann/what_do.htm" rel="nofollow">http://www.vdare.com/mann/what_do.htm</a></p>
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