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	<title>Comments on: Letter of the morning</title>
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	<link>http://michellemalkin.com/2009/01/09/letter-of-the-morning-3/</link>
	<description>news and commentary from a conservative perspective</description>
	<lastBuildDate>Wed, 25 Nov 2009 22:47:06 -0500</lastBuildDate>
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		<title>By: Republicanvet</title>
		<link>http://michellemalkin.com/2009/01/09/letter-of-the-morning-3/comment-page-1/#comment-588267</link>
		<dc:creator>Republicanvet</dc:creator>
		<pubDate>Sun, 11 Jan 2009 04:46:03 +0000</pubDate>
		<guid isPermaLink="false">http://michellemalkin.com/?p=21184#comment-588267</guid>
		<description>&lt;blockquote&gt; On January 9th, 2009 at 10:23 am, englishqueen01 said:

    Is it possible to throw a little help to this person? 

Yeah. How many readers/contributers does MM get in a day? Each shoot them $5, and they MIGHT have enough to make it another few months.&lt;/blockquote&gt;

I would certainly contribute, and more than 5 bucks! I would do it solely because I see them as very responsible people who would accept their gift by applying it to their mortgage rather than buying a big screen TV....which is what far too many would do.

This has always been a conservative principle, to help those in need, and I would like nothing more than to help out.

I would appreciate the ability to do so MM.</description>
		<content:encoded><![CDATA[<blockquote><p> On January 9th, 2009 at 10:23 am, englishqueen01 said:</p>
<p>    Is it possible to throw a little help to this person? </p>
<p>Yeah. How many readers/contributers does MM get in a day? Each shoot them $5, and they MIGHT have enough to make it another few months.</p></blockquote>
<p>I would certainly contribute, and more than 5 bucks! I would do it solely because I see them as very responsible people who would accept their gift by applying it to their mortgage rather than buying a big screen TV&#8230;.which is what far too many would do.</p>
<p>This has always been a conservative principle, to help those in need, and I would like nothing more than to help out.</p>
<p>I would appreciate the ability to do so MM.</p>
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		<title>By: Republicanvet</title>
		<link>http://michellemalkin.com/2009/01/09/letter-of-the-morning-3/comment-page-1/#comment-588266</link>
		<dc:creator>Republicanvet</dc:creator>
		<pubDate>Sun, 11 Jan 2009 04:37:54 +0000</pubDate>
		<guid isPermaLink="false">http://michellemalkin.com/?p=21184#comment-588266</guid>
		<description>&lt;blockquote&gt; On January 9th, 2009 at 10:15 am, Dexter Alarius said:

I can empathize. A forgotten demographic in the housing crisis are military families forced to move on orders.

We’re making 2 mortgage payments because our house at the last base isn’t selling… or renting (we tried that, too).

Our choice here was accept base housing and lose our housing allowance (might as well make a mortgage payment); Rent, giving up any chance of building up any equity; or buy again.

Things are pretty tight, but we won’t be defaulting on anything either.
&lt;/blockquote&gt;

This is certainly something that should be provided before any other bailout is given, particularly to those who were speculating in the market and lost, such as whats-her-face Congressnitwit from CA. 

Speaking of bailouts and handing out money willy-nilly, I really wonder at times like these how our wounded and disabled veterans are doing.

Are they getting their care? Prosthesis? Medications? Disability?

Are they able to feed their families while waiting for the VA bureaucracy to shuffle paper? 

I only ask because it&#039;s funny how the federal government can quickly spend billions to bailout entities such as banks, deadbeat loaners, or the UAW, yet veterans seem to have to hobble another month waiting for funding approval.</description>
		<content:encoded><![CDATA[<blockquote><p> On January 9th, 2009 at 10:15 am, Dexter Alarius said:</p>
<p>I can empathize. A forgotten demographic in the housing crisis are military families forced to move on orders.</p>
<p>We’re making 2 mortgage payments because our house at the last base isn’t selling… or renting (we tried that, too).</p>
<p>Our choice here was accept base housing and lose our housing allowance (might as well make a mortgage payment); Rent, giving up any chance of building up any equity; or buy again.</p>
<p>Things are pretty tight, but we won’t be defaulting on anything either.
</p></blockquote>
<p>This is certainly something that should be provided before any other bailout is given, particularly to those who were speculating in the market and lost, such as whats-her-face Congressnitwit from CA. </p>
<p>Speaking of bailouts and handing out money willy-nilly, I really wonder at times like these how our wounded and disabled veterans are doing.</p>
<p>Are they getting their care? Prosthesis? Medications? Disability?</p>
<p>Are they able to feed their families while waiting for the VA bureaucracy to shuffle paper? </p>
<p>I only ask because it&#8217;s funny how the federal government can quickly spend billions to bailout entities such as banks, deadbeat loaners, or the UAW, yet veterans seem to have to hobble another month waiting for funding approval.</p>
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		<title>By: ButAsForMe! &#187; Letter of the morning</title>
		<link>http://michellemalkin.com/2009/01/09/letter-of-the-morning-3/comment-page-1/#comment-588066</link>
		<dc:creator>ButAsForMe! &#187; Letter of the morning</dc:creator>
		<pubDate>Sat, 10 Jan 2009 12:32:42 +0000</pubDate>
		<guid isPermaLink="false">http://michellemalkin.com/?p=21184#comment-588066</guid>
		<description>[...]  Letter of the morning Quick Read: [...]</description>
		<content:encoded><![CDATA[<p>[...]  Letter of the morning Quick Read: [...]</p>
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		<title>By: Jean</title>
		<link>http://michellemalkin.com/2009/01/09/letter-of-the-morning-3/comment-page-1/#comment-588010</link>
		<dc:creator>Jean</dc:creator>
		<pubDate>Sat, 10 Jan 2009 04:28:45 +0000</pubDate>
		<guid isPermaLink="false">http://michellemalkin.com/?p=21184#comment-588010</guid>
		<description>WOW

I really admire this man and his wife.  The strength they show... and the spirit to drive on.  They remind me of those heroes on the battlefield who run through a field being hit with mortar fire to save a fallen comrade.

Keep on the fight!  Good luck to you.  Your story motivated us to fight on as well.</description>
		<content:encoded><![CDATA[<p>WOW</p>
<p>I really admire this man and his wife.  The strength they show&#8230; and the spirit to drive on.  They remind me of those heroes on the battlefield who run through a field being hit with mortar fire to save a fallen comrade.</p>
<p>Keep on the fight!  Good luck to you.  Your story motivated us to fight on as well.</p>
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		<title>By: Jeff2161</title>
		<link>http://michellemalkin.com/2009/01/09/letter-of-the-morning-3/comment-page-1/#comment-587779</link>
		<dc:creator>Jeff2161</dc:creator>
		<pubDate>Fri, 09 Jan 2009 22:05:18 +0000</pubDate>
		<guid isPermaLink="false">http://michellemalkin.com/?p=21184#comment-587779</guid>
		<description>Many people also feel like chumps for NOT taking the free cheese...My father-in-law became that way in the early 1980&#039;s. It&#039;s easy to get beaten down by a system that doesn&#039;t care about YOUR self-esteem.</description>
		<content:encoded><![CDATA[<p>Many people also feel like chumps for NOT taking the free cheese&#8230;My father-in-law became that way in the early 1980&#8217;s. It&#8217;s easy to get beaten down by a system that doesn&#8217;t care about YOUR self-esteem.</p>
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		<title>By: nail49</title>
		<link>http://michellemalkin.com/2009/01/09/letter-of-the-morning-3/comment-page-1/#comment-587717</link>
		<dc:creator>nail49</dc:creator>
		<pubDate>Fri, 09 Jan 2009 20:52:15 +0000</pubDate>
		<guid isPermaLink="false">http://michellemalkin.com/?p=21184#comment-587717</guid>
		<description>&lt;blockquote&gt;All of us hillbilly, redneck, honest, hard working souls, can at least look ourselves in the mirror and not be ashamed.&lt;/blockquote&gt;

Not to beat the dead horse, but one must have a sense of what shame is before one can feel ashamed.  I agree that many who will take the &quot;Easy&quot; way out are the sort who have never been held accountable for failure and always got a trophy when playing Little League, soccer, or received all A&#039;s in school while just meeting the minimums required.  This was all done so everybody had an equal outcome. 

Someone on another thread posted we need to bring back the stocks as well as tar and feathers -- using the current Congressional leaders (loosely used term here) as an example.  Let&#039;s  let people know those of us who will work for success and pick ourselves up after failure, looking only for a hand-up, never a hand-out, are tired of paying for the failure of other people to be responsible adults.</description>
		<content:encoded><![CDATA[<blockquote><p>All of us hillbilly, redneck, honest, hard working souls, can at least look ourselves in the mirror and not be ashamed.</p></blockquote>
<p>Not to beat the dead horse, but one must have a sense of what shame is before one can feel ashamed.  I agree that many who will take the &#8220;Easy&#8221; way out are the sort who have never been held accountable for failure and always got a trophy when playing Little League, soccer, or received all A&#8217;s in school while just meeting the minimums required.  This was all done so everybody had an equal outcome. </p>
<p>Someone on another thread posted we need to bring back the stocks as well as tar and feathers &#8212; using the current Congressional leaders (loosely used term here) as an example.  Let&#8217;s  let people know those of us who will work for success and pick ourselves up after failure, looking only for a hand-up, never a hand-out, are tired of paying for the failure of other people to be responsible adults.</p>
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		<title>By: rambler</title>
		<link>http://michellemalkin.com/2009/01/09/letter-of-the-morning-3/comment-page-1/#comment-587711</link>
		<dc:creator>rambler</dc:creator>
		<pubDate>Fri, 09 Jan 2009 20:48:24 +0000</pubDate>
		<guid isPermaLink="false">http://michellemalkin.com/?p=21184#comment-587711</guid>
		<description>I applaud the letter writer for going the extra mile to pay the bills. This behavior should be rewarded. Saddly, today&#039;s hero is a deadbeat waiting for a gov handout. BHO said that the gov and only the gov can fix our current problems. Heaven help us all for this kind of flawed thinking.</description>
		<content:encoded><![CDATA[<p>I applaud the letter writer for going the extra mile to pay the bills. This behavior should be rewarded. Saddly, today&#8217;s hero is a deadbeat waiting for a gov handout. BHO said that the gov and only the gov can fix our current problems. Heaven help us all for this kind of flawed thinking.</p>
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		<title>By: MNUSMCDavid</title>
		<link>http://michellemalkin.com/2009/01/09/letter-of-the-morning-3/comment-page-1/#comment-587600</link>
		<dc:creator>MNUSMCDavid</dc:creator>
		<pubDate>Fri, 09 Jan 2009 18:56:19 +0000</pubDate>
		<guid isPermaLink="false">http://michellemalkin.com/?p=21184#comment-587600</guid>
		<description>God bless the writer of that letter and his wife. I am in that situation as well.... selling my stock to keep bills paid and taking on small temporary jobs while seeking employment again after my leg reconstruction. Oh, I&#039;m paying capital gains taxes on the sold stock, too. I wish them soooo much good fortune( the writer and his wife I mean)


&quot; Omnia relinquit servare republicam&quot;</description>
		<content:encoded><![CDATA[<p>God bless the writer of that letter and his wife. I am in that situation as well&#8230;. selling my stock to keep bills paid and taking on small temporary jobs while seeking employment again after my leg reconstruction. Oh, I&#8217;m paying capital gains taxes on the sold stock, too. I wish them soooo much good fortune( the writer and his wife I mean)</p>
<p>&#8221; Omnia relinquit servare republicam&#8221;</p>
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		<title>By: ArizonaNeanderthal</title>
		<link>http://michellemalkin.com/2009/01/09/letter-of-the-morning-3/comment-page-1/#comment-587587</link>
		<dc:creator>ArizonaNeanderthal</dc:creator>
		<pubDate>Fri, 09 Jan 2009 18:46:34 +0000</pubDate>
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		<description>Good for Reader S. Most of us have had hard times; hard times create hard people capable of hard work and making hard choices. And that my Liberal Trolls is what CREATES wealth.</description>
		<content:encoded><![CDATA[<p>Good for Reader S. Most of us have had hard times; hard times create hard people capable of hard work and making hard choices. And that my Liberal Trolls is what CREATES wealth.</p>
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		<title>By: Sea_Dog</title>
		<link>http://michellemalkin.com/2009/01/09/letter-of-the-morning-3/comment-page-1/#comment-587574</link>
		<dc:creator>Sea_Dog</dc:creator>
		<pubDate>Fri, 09 Jan 2009 18:36:30 +0000</pubDate>
		<guid isPermaLink="false">http://michellemalkin.com/?p=21184#comment-587574</guid>
		<description>Another &#039;Chump&#039; story - we were cash strapped due to some damages from Ike that the home owners insurance wouldn&#039;t cover.  We contacted Contrywide (our mortgage holder, but not by choice because we had told our mortgage broker that from past experience we would not go with Countrywide, however, they bought the mortgage - anyway, I digress.  We were basically told the same thing, they couldn&#039;t help us unless we defaulted (and ruined our credit score).  Since this was an interim house until I retired, we could not risk lowering our credit score.  We are scrimping by and handling the damage and get livid whenever anyone mentions &#039;bailout&#039;.  Thanks for letting me vent.</description>
		<content:encoded><![CDATA[<p>Another &#8216;Chump&#8217; story &#8211; we were cash strapped due to some damages from Ike that the home owners insurance wouldn&#8217;t cover.  We contacted Contrywide (our mortgage holder, but not by choice because we had told our mortgage broker that from past experience we would not go with Countrywide, however, they bought the mortgage &#8211; anyway, I digress.  We were basically told the same thing, they couldn&#8217;t help us unless we defaulted (and ruined our credit score).  Since this was an interim house until I retired, we could not risk lowering our credit score.  We are scrimping by and handling the damage and get livid whenever anyone mentions &#8216;bailout&#8217;.  Thanks for letting me vent.</p>
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		<title>By: NJRepublican</title>
		<link>http://michellemalkin.com/2009/01/09/letter-of-the-morning-3/comment-page-1/#comment-587543</link>
		<dc:creator>NJRepublican</dc:creator>
		<pubDate>Fri, 09 Jan 2009 18:06:36 +0000</pubDate>
		<guid isPermaLink="false">http://michellemalkin.com/?p=21184#comment-587543</guid>
		<description>Couple points:

A. I have a GMAC mortgage and love it.  Their statements are so clear plus I get an evaluation each year on what my options are and how much it would cost (refi, home eq loan, etc).  We used to have Cendant and they were HORRIBLE.  

B. As for the free cheese (and peanut butter) from the govt, my grandmother used to go pick it out of the garbage.  The people who got the free food threw it out because they had no use for it/didn&#039;t know what to do with it.  If the govt is going to get involved, they need to teach people what to do -  I vote for bringing back home ecomonics to schools or free cooking classes somewhere instead of taxing fast food because it&#039;s not healthy.</description>
		<content:encoded><![CDATA[<p>Couple points:</p>
<p>A. I have a GMAC mortgage and love it.  Their statements are so clear plus I get an evaluation each year on what my options are and how much it would cost (refi, home eq loan, etc).  We used to have Cendant and they were HORRIBLE.  </p>
<p>B. As for the free cheese (and peanut butter) from the govt, my grandmother used to go pick it out of the garbage.  The people who got the free food threw it out because they had no use for it/didn&#8217;t know what to do with it.  If the govt is going to get involved, they need to teach people what to do &#8211;  I vote for bringing back home ecomonics to schools or free cooking classes somewhere instead of taxing fast food because it&#8217;s not healthy.</p>
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		<title>By: md1964</title>
		<link>http://michellemalkin.com/2009/01/09/letter-of-the-morning-3/comment-page-1/#comment-587531</link>
		<dc:creator>md1964</dc:creator>
		<pubDate>Fri, 09 Jan 2009 17:58:08 +0000</pubDate>
		<guid isPermaLink="false">http://michellemalkin.com/?p=21184#comment-587531</guid>
		<description>I suppose next, People applying for Scholorships and Pel grants will be told.. Quit your job, go on welfare and then come back and see us.</description>
		<content:encoded><![CDATA[<p>I suppose next, People applying for Scholorships and Pel grants will be told.. Quit your job, go on welfare and then come back and see us.</p>
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		<title>By: jsmiddleton4</title>
		<link>http://michellemalkin.com/2009/01/09/letter-of-the-morning-3/comment-page-1/#comment-587455</link>
		<dc:creator>jsmiddleton4</dc:creator>
		<pubDate>Fri, 09 Jan 2009 17:07:47 +0000</pubDate>
		<guid isPermaLink="false">http://michellemalkin.com/?p=21184#comment-587455</guid>
		<description>It feels to me like GMAC is run like GM builds cars.....</description>
		<content:encoded><![CDATA[<p>It feels to me like GMAC is run like GM builds cars&#8230;..</p>
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		<title>By: jsmiddleton4</title>
		<link>http://michellemalkin.com/2009/01/09/letter-of-the-morning-3/comment-page-1/#comment-587452</link>
		<dc:creator>jsmiddleton4</dc:creator>
		<pubDate>Fri, 09 Jan 2009 17:06:25 +0000</pubDate>
		<guid isPermaLink="false">http://michellemalkin.com/?p=21184#comment-587452</guid>
		<description>And by the way I have received a nasty letter in which GMAC is talking about foreclosure.  Again we&#039;re talking about lowering an interest rate and dropping a monthly payment by 188 dollars.  Not being in default.  I have been sending my monthly payment less 188 dollars to GMAC regularly for 3 months.  Found out yesterday that once they said &quot;NO&quot;, they also then did not count those payments cause they were not in full.  They only count FULL payments.  So I have a credit at GMAC of those unapplied payements.  A credit that is just sitting there AND a letter threatening foreclosure.  Can you imagine!? 

I wish I could grill the GMAC CEO&#039;s in Congress and Sec. Paulson.  I have a few choice questions for them boys.....</description>
		<content:encoded><![CDATA[<p>And by the way I have received a nasty letter in which GMAC is talking about foreclosure.  Again we&#8217;re talking about lowering an interest rate and dropping a monthly payment by 188 dollars.  Not being in default.  I have been sending my monthly payment less 188 dollars to GMAC regularly for 3 months.  Found out yesterday that once they said &#8220;NO&#8221;, they also then did not count those payments cause they were not in full.  They only count FULL payments.  So I have a credit at GMAC of those unapplied payements.  A credit that is just sitting there AND a letter threatening foreclosure.  Can you imagine!? </p>
<p>I wish I could grill the GMAC CEO&#8217;s in Congress and Sec. Paulson.  I have a few choice questions for them boys&#8230;..</p>
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		<title>By: farmgal</title>
		<link>http://michellemalkin.com/2009/01/09/letter-of-the-morning-3/comment-page-1/#comment-587442</link>
		<dc:creator>farmgal</dc:creator>
		<pubDate>Fri, 09 Jan 2009 17:00:32 +0000</pubDate>
		<guid isPermaLink="false">http://michellemalkin.com/?p=21184#comment-587442</guid>
		<description>I can so relate to this.I too recently asked if we could restructure our mortgage as we have 3 kids with Epilepsy and medical bills up to our eyeballs,but the same thing happened to us.&quot;Your not late on your payments.&quot;It&#039;s disgusting that you only get rewarded for being irresponsible.</description>
		<content:encoded><![CDATA[<p>I can so relate to this.I too recently asked if we could restructure our mortgage as we have 3 kids with Epilepsy and medical bills up to our eyeballs,but the same thing happened to us.&#8221;Your not late on your payments.&#8221;It&#8217;s disgusting that you only get rewarded for being irresponsible.</p>
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