Document drop: The truth about ACORN’s foreclosure poster child

On Feb. 18, I warned about the ACORN civil disobedience mob working in ideological tandem with Barack Obama to bully Washington into passing a massive new foreclosure prevention/mortgage entitlement scheme. On Feb. 20, I noted that ACORN garnered nationwide media attention for breaking and entering into a foreclosed home in Baltimore at 315 South Ellwood Ave. ACORN vows to use “any means necessary” to stop foreclosures. Baltimore police have taken fingerprints at the break-in site and the current owner, William Lane, says he will sue ACORN. The home was sold in June 2008 for $192,000. This morning, ACORN official Louis Beverly will face a burglary charge. Look for the Left to turn him into a martyr.
It is not your home, ACORN.
Here is what the MSM won’t be telling you about the so-called “victim” in that case, ACORN worker Donna Hanks — all based on public records and court documents.
According to real property data search information, Hanks bought the two-story home in the summer of 2001 for $87,000. At some point in the next five years, she re-financed the original home loan for $270,000.
Question: Where did all that money go?
The house initially went into foreclosure proceedings in the spring of 2006. In July 2006, Hanks filed for bankruptcy and agreed to a Chapter 13 plan which was served to the following creditors: Americas Servicing Co, Bank Of America, Chase, Covahey, Boozer, Devan & Dore, and Discover. She agreed to repay $10,500 in arrears, which resulted in a halt to the 2006 foreclosure.

In September 2006, the bankruptcy court ordered Hanks’ employer to deduct $340/month from her salary as a bartender to pay down the debt (total net monthly take home pay of $1,228):

Hanks’ Schedule I showed additional monthly income of $1,625 for a second and third claimed jobs, plus pro-rated tax refund income.
Hanks did not comply with the plan. In December 2007, the servicer issued a notice of default on nearly $7,000 past due.



In February 2008, Baltimore City Circuit Court records show a second foreclosure action was filed.
She had two years to pay what she owed. She failed to comply.
When she told local TV station WJZ that her evil bank raised her mortgage by $300 (“The mortgage went up $300 in one month”), she’s talking about the amount in arrears that she agreed to pay back.
While she was reneging on her mortgage IOUS, she managed to collect rent on her basement (for which she was taken to court) and rack up a criminal record on charges of theft and second degree assault:

In the Huffington Post, ACORN’s Bertha Lewis crowed about the nationwide MSM attention their Baltimore break-in received:
In Baltimore, ACORN member Donna Hanks re-took her home. Foreclosed on last fall, the house has stood empty since then, a stark reminder of the failure of the system. But Donna joined with 30 ACORN Home Defenders to liberate her home from the bank. Her act of civil disobedience was covered by 2 radio stations, 2 TV stations, the Baltimore Sun, and the Huffington Post.
Donna used bolt cutters to break the lock to the door and re-enter the home. Unfortunately, in the six short months since the home was seized, it has been extensively damaged, essentially partially gutted. The toilets are missing, and the upstairs ceiling is badly damaged. The greatest tragedy here is that Donna worked for months with ACORN sister organization ACORN Housing Corporation to try to get the bank to modify the loan so it could be affordable, but they refused, taking the home and now allowing it to be a haven for squatters and a target of looters.
Bullcrap. The house was sold seven months ago after two years of court-negotiated attempts to allow Hanks to dig herself out of her debt hole. The only squatter here is Donna Hanks. The only looters here are the ACORN racketeers. The foreclosure is not the criminal act. This is:
And now you know…the rest of the story.
***
Now, look at this puff piece featuring Hanks in the Washington Post from October 2008. Will the reporter follow up or let the propaganda lie?
Update: Stuart Varney takes on ACORN instigator Bertha Lewis.
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And now we know who the real gangsters are…and it’s not the banks.
Wow..just wow! Thanks for keeping us informed Michelle! You do excellent work.
WT, the banks and investors like me are the victims of this mess we are in! We lost $300,000 last WEEK!
Fox Business news just had ACORN on about this and the anchor went off on ACORN for claiming that people have the right to taxpayer money to pay for homes they cant afford in the first place. Fox News has the anchor on right now.
I know that, DagneyT, but many ‘out there’ claim the banks are the bad guys…and I know that they were strongarmed all along by the Bawney Fwanks of the world.
MICHELLE, an absolutely amazing, but not surprising story… This is totally in line with the LIB LEFT, and their somebody must OWE ME something mentality… Now it is OK to take the property of another in retaliation for the IRRESPONSIBILITY of someone else… Is this the responsibility B. HUSSEIN was referring to last week???
ACORN’S latest ad.
PShopped by…me
Enjoy!
Not Over.
So true.
WT, Our net worth has been cut in half in less than a year. Many of my younger friends have seen their 401K’s go from healthy to dead! All of it due to the “you owe me” mentality of the left. Between Fwank & Dudd, they’ve man-handled the banks by twisting their proverbial arms to take loans that never should have been made, yet they refuse to take on their share of responsibility, nor has ACORN! They are disgusting pukes, and those who vote for them should be embarrassed. The idea that between 2 & 4 billion$s of OUR MONEY are going to be handed to the ACORN gangsters makes my head explode, and blood run out of my eyeballs!
Therein lies the problem with Obama’s plan to stem the foreclosures. He has emboldened his foot soldiers to commit civil disobedience. Meanwhile the buyer, who in good faith purchased the house from the bank is the forgotten victim. Let’s not forget that the bank is also the loser in that they sold the house at a loss. I have no sympathy with them BTW, anyone with half a brain could see the housing market was overblown. Housing, historically has appreciated 2-3% per year, if you look at the original value of the house, and compound the appreciation over five years, there is no way the bank should have refi’d the house at more than 200% of the original value of the house.
So we can take ACORN to court for aiding and abetting a felon? Sweet!
Amazing what you can discover with a little investigative journalism, isn’t it? Shame that the MSM isn’t in that business anymore.
“Looters and Trespassers will be shot” seems appropriate.
Thieves and liars grow from small seeds……acorns sometimes.
OK…the Donna Hanks I saw on TV was decidedly black. In those court papers, she’s white, indian, and arab…same person?
Wow, I see her house tripled in value in 6 years… Amazing. I’m sure ACORN probably helped with a crooked appraisal there. I wonder how much of the re-fi went to them as a RICO ?
These ACORN guys are getting $5 billion of our money thanks to porkulus! Why would anyone buy a home in this market? Pretty grim.
I checked by credit last week and was surprised to find that my credit score has soared to 814! (It should be with my income, savings and no debt.) Even so, I still couldn’t qualify for those special mortgage rates I read the deadbeats are being offered (3-4%?). I’m told I could get 5.5% but all I see is 6.25% – 6.5% when I check. I think I’ll wait until real estate falls another 50% as the deadbeats redefault and see how things look then.
In the meantime, I don’t plan on imprisoning myself for life in a home that will keep losing value at the hands of a hostile government.
Outstanding investigative reporting, MM. Infuriating. (That’s an understatement. I’m trying to retain my composure.)
It gives her the opportunity to claim discrimination as a minority (twice); and as an oppressed woman.
Brilliant analysis, Michelle. Thanks for making this available. The truth will out.
Keep up the great investigating and reporting, Michelle! Good job!
The GangstaBama rides again in the annual Conahouse race to Moscow and back.
ACORN people are burglars, thieves and vandals???? Who wudda thunkit?
I noticed the WaPo piece was claiming a $1600 mortgage on an $87000 house. Great investigative journalism. That calculates to 22% interest. A little steep, eh ? Or, a fine example of Bravo Sierra.
What the $1600 payment was probably on was the refinced mortgage of $270,000.
I knew it, I knew it, I knew it! When I heard this story I just knew this would be the case! There is segment of people in our society that have learned how to work the system. If someone really wants to talk about race…bring it on. Sorry I mean no offense, just speaking from what I have observed for years.
Echoing what truesoldier said in post #4:
This morning on regular Fox News….they showed a Friday interview which Stuart Varney did with ACORN rep Bertha Lewis. Varney was greatness. He really let Lewis have it—telling her what right do delinquent homeowners have to his (taxpayer) money. The idiot Lewis just kept stammering about how the foreclosed people were “paying their bills”….whatever that meant.
Two recent heroes (besides the great MM) on this matter: Rick Santelli (CNBC) and Stuart Varney (Fox Business Channel).
Sorry, I forgot to express my sarcasm better. My point was, the reporter did not figure it out. Typical MSM regurgitation of a press release.
P.S. Anyone who has held a mortgage would have realized their numbers were bunk.
This is Pulitzer material. How can we break the AP/Reuters/Times stranglehold on journalistic awards and get a grassroots campaign going?
It is amazing what one responsible individual with a little initiative to actually report real facts can do with a PC and an internet connection.
It is equally amazing what hundreds of “journalists” are willing to overlook in order to parrot the official story.
Has anyone from Huff&Puff taken notice of this? Oh yeah! It’s Bush’s fault (hey 7 months ago he was still Prez).
What the hell is wrong with these people? They deserve to be homeless!
I thought pigs ate acorns. Looks like the ACORNs eat pork and lots of it.
Obama thinks these voter registration fraud perpetrators need more tax dollars to extort more money from the have’s in order to give to the have nots. It goes with Obama’s economic plan – grow the economy from the bottom up.
How many out there have ever worked for a poor person? Grow the economy from the bottom up? Give me a break.
And this makes my blood boil. To think that our hard earned tax dollars are going to scam artists like these people.
Makes one never want to pay taxes again.
Ever.
and what makes it worse is that I expect that these same people who are being bailed out on their mortgages will be deliquent again within 6 months and you know they will be holding their hand out once again.
There. Fixed it for you.
Actually if this keeps up – all employees will be working for a poor man. The employers will all be broke.
And our (increased) taxes are going to help fund this group as they practice “civil disobedience” to keep banks from collecting on mortgages that homeowners signed on for and evicting non-payers?!
AAARRRGGGHHHH!!!
ABC, CBS, NBC, NSNBC, CNN: “Facts? C’mon Michelle we don’t no stinkn facts”
Never let the facts get in the way of protesters. It confuses them.
Baltimore police have taken fingerprints at the break-in site and the current owner, William Lane, says he will sue ACORN.
—————————————
You go, Mr. lane. Take them to the freakin’ CLEANERS.
How dare they try to force you out of a home that you now rightfully own?
Note to ACORN:
How the frak is our economy supposed to recover if banks can’t collect on mortgages or foreclose on anyone? Ever think of that?
Or maybe you did, and that’s the idea.
How about paying the bills? That’s usually a very effective strategy to stop foreclosures.
Rule .357 magnum, .45 acp, 00 and such should suffice, not that I wish to appear harsh.
Great Evils from little acorns grow. But the American people did choose He Who Has Come–not that there was much of a choice.
We are on our own. But as we teach in Self Defense class: If you are the only survivor there shall be less testimony: say nothing until you talk to your attorney. Call 9-1-1 right after you talk to him.
Foreclosure prevention? Pay your bills? Get a job?
—
ALCOHOL, TOBACCO AND FIREARMS
Should be a convenience store
NOT a Government Agency
On February 23rd, 2009 at 11:56 am, InCali said:
ACORN vows to use “any means necessary” to stop foreclosures.
How about paying the bills? That’s usually a very effective strategy to stop foreclosures.
————————————–
Ah, but that would involve a concept completely alien to ACORN and their ilk: personal responsibility. Not to mention the OUTRAGEOUS idea that people are not always entitled to whatever they want, whenever they want it.
You’re asking them to grow up and THEY DON’T WANNA! WAAAHHH!
Superb reporting Michelle!
Now that is investigative reporting.
Excellent Michelle!
Ever notice how very few liberal commentators post in these Acorn threads?
So selective they seem to be in their quest for fairness and justice. Why not rip into ACORN and people like this?
“Liberation” theology strikes again.
Great investigative reporting Michelle. Isn’t this what journalists used to do???
Not sure Michelle has a chance to read this deep into comments with all her sleuthing, but the ABC2news.com report that Michelle links to allows comments…why not send along what you found out?
Well done, Michelle!
Bravo! Standing ovation!
Help, anyone. I do not understand the meaning of the sentence that I have put into bold.
I would like to echo the sentiment, Great job Michelle. The MSM, particularly in this town, should take notice.
Yeah, he should also go after the State’s Atty’s office and give them grief until this “burglar” gets time. Unfortunately, Louis Beverly will make a mockery of justice with his big mouth spewing ACORN mantra.
If I were Mr. Lane, I would fix the house as quickly as possible and rent it out cheaply to a member of law enforcement.
Then dare ACORN to violate my property again.
Let me guess – she pisssed it away.
These people are thieves. We need to shout to be heard. If all those dumb-a$$ RHINOs thought we were loud before, they need to go deaf.
We will not pay for these deadbeats!!
Just wondering what’s next on their list of tricks. Burning the
ReichstagWhite House?Thanks Red Pill, that’s real “Hope and Change”.
/sarc
Baltimore is the hole that once sold houses on the harbor for $1, but you had to live in them for a certain number of years, and still be alive at the end…
The Reichstag would be closer to our House of Representatives.
again Michelle your telling the whole story that the MSM refuses to tell us .
Thanks for doing the job the MSM wont do.
Breaking and entering is not civil disobedience.
OK, let’s see, $20 million a year ace reporter (and “professional – do not try this at home) Katie Couric is still in the pike position and clueless, while blogger (spit) and unprofessional amateur white, black, Jewish w$%^& discovers truth.
Sorry Michelle – I hope you know me by now…
AlohaGuy–indeed!
You know what would be fun for these foreclosed homes that ACORN wants to liberate?
Peper spray sprinkler systems….
A reminder of how the “by any means necessary” left thinks…
excellent reporting Michelle.
You are exposing the msm and their attempt to propagandize this story. Facts are facts and you’ve got them covered in a first class way.
If there were any integrity in the journalism industry,
Michelle Malkin would be awarded a Pulitzer Prize.
***
GREAT JOB OF REPORTING MICHELLE! I’ve always liked the carefully researched and well documented job that you do on your investigative reporting blogs and books.
***
Where are the so-called MSM (aka Left Wing Media) reports on this woman’s scam? At least it looks like she will get some legal trouble and maybe some jail time for her theft and breaking and entering.
***
I don’t feel sorry for her–my house is worth much less, but I own it and paid it off myself.
***
Bail me out, Scotty!
***
John Bibb
***
Ah. The good old days.
Back when we had trolls telling us how much better the world would be once Obama took office.
Now they’re saying more by their absence than they ever did with their posts.
I can’t stop screaming! There are no words to express how angry I am. You would think ACORN could actually take a few minutes and find a “victim” that was actually a victim!
I guess that those acorn people shoulda picked a house not so close to our fav MM! This was way to easy for her to dig up the appropriate public records. heh heh …
On February 23rd, 2009 at 12:54 pm,
They let their internet bill lapse, because Obama promised them free broadband internet during his campaign.
I knew when I read this story that it was a half truth–just wasn’t sure what the other half was because ACORN was involved. Turns out the whole thing is a blatant LIE!!! What a surprise! THANKS MICHELLE!!! Great job of exposing this farce.
“Maryland?! You idiot, I said Pennsylvania!”
The Left: A criminal deadbeat who draws out a 300% loan o her house she can’t afford and then colludes with terrorist ACORN to break in to the property after she is rightfully kicked out.
The Right: Michelle Malkin
Easy to see which side wins…
What it means is …. when someone else bought a house in that neighborhood for more money than she had paid for hers, she went over to the bank to collect her winnings!
To be fair, they will need the free broadband when they “visit” their new government physician in Bolivia or Turkey. (Choice!).
Low life scum… plain and simple… voted for low life Obie… plain and simple
“Looters and Trespassers will be shot” seems appropriate
On February 23rd, 2009 at 12:19 pm, Ignatius Reilly said:
At some point between 2001 and 2006, Donna Hanks refinanced. Presumably, the original mortgage was paid off and a new mortgage was allowed to be written for more than three times the 2001 value of the house.
That, in and of itself, deserves an investigation.
It appears that the Vast Left-Wing Conspiracy (VLWC) has for years been promoting mortgage fraud, using the government to pressure banks into loaning large sums of money, up to three times the value of the home, to people who had no intention of paying it back.
This is the face of “Redistribution of Wealth”.
Robin Hood, or Robbing Hoodlum?
Thank you, Freddy. That was more or less the way I interpreted it, but I could not — and still can not — quite wrap my mind around it. I don’t know much about mortgages, but I don’t see how she could walk away with the differential under a simple “refinance.” Certainly she could have gotten a home equity loan and pocketed a pile of cash — and I don’t mean to be picky — but I wouldn’t call that a “refinance.” But maybe that is just because I am not familiar enough with how people talk about such things.
RedPill, thank you, too. However, if my house greatly increased in value, you can bet your buns that the first thing I would not do is run back to the bank and ask them to increase the mortgage amount!!!
She must have just taken a home equity loan, wouldn’t be anything complicated or unusual about that. (I’d like to see the appraisal, though, on this house that appreciated so rapidly…at least, I’d like to see it now that banks are publicly backed on their bad loans!)
I just got off the phone with my mother, who was already annoyed with WI Gov. Jim Doyle’s big, fat, sloppy wet kiss to the trial lawyers (courtesy standard minimums on car insurance…which isn’t required by law in WI, that will raise rates by 33% or more).
Then she mentioned ACORN. I read her the pertinent bits of this post and I could hear the veins popping in her head over the phone line.
Stop working now. Or the government will take every penny you earn, redistribute it, and maybe give you an allowance…
I had to laugh at this, but the sad thing is that some people actually percieve a refi as just that – free money to spend on whatever they want without the repercussions of a payback (since the house is used as collateral).
Idiots.
this song sums it up
http://www.youtube.com/watch?v=hyipWCVPIeI
Every day the story just keeps getting better. When does ACORN get thrown under the bus? No drama Obama can watch his reelection slipping away…..
I would love to see a liberal try to defend this “action”.
Actualy scratch that. Im off to acorn to help me take over some millionaires home. Daddy needs a big screen and a view!!!
looter sonofdy out…
Today at the “fiscal responsibility forum”, Obama said, “We cannot continue to maintain these deficits.” And just last week, he signed the porkulus bill. The man is certifiable. He really thinks he is fooling everyone with his rhetoric because everyone worships him, doncha know.
Update courtesy of Foxnews:
“This is our house now,” ACORN member Louis Beverly reportedly said after cutting a lock with bolt cutters at the home.
Beverly will be charged with fourth-degree burglary, according to Anthony Guglielmi, a spokesman for the Baltimore Police. Attempts to reach his attorney, Justin Brown, were not immediately successful.
—————————————
Don’t know how serious a charge 4th-degree burglary is, but it’s a start
She buys a house for $90,000 and then refinances it for $270,000.
Sometime ago I read about scams (out & out fraud) that this sounds like. I am not talking about their attempts to steal back the house either. I am talking about refinancing a house for way more than it is worth. It involves collusion of an assessor and perhaps even the lender.
Walang hiya si Donna talaga e!
Louis Beverly, You do know what stealing is right?????
Within BLT, and Marxism ideology, there is no intestinal fortitude.
ACORN, and CAIR are almost as low as child rapists. Yea, I threw CAIR into my rant.
Over.
I honestly feel this sort of thing does more for conservatism than anything else could have. Obama, stimulus package, Acorn – all of this nonsense has helped our cause tremendously.
And its driving the markets nuts!!!
At this rate we will be below 7000 by the end of the week!!!
HECKOFAJOB OBAMA!!!!
Good work MM. I know most of my comments on here are disagreeing with you, but this is truly fine investigative work, and an important story to tell. Well done.
Fantastic reporting MM!
——————————–
Below 7000 is Bush’s fault – Odumbo “inherited” this problem of failed republican policy over the past eight years…he said so himself.
/sarc off
Great job MM. Since the break in to someone’s (not the bank)house was caught on tape Donna and the ACORN person involved need to be given a nice home, approximately 8×10 with a little tiny window to the outside.
So in a couple of days Michelle will have a new hate mail post courtesy of left wing nuts outraged by her finding out the truth.
You got your wish mattm. Posted on Drudge.
http://www.foxnews.com/story/0,2933,498669,00.html
ACORN is the shock troops, the street rabble rousers of the Obama revolution. The Sturmabteilung, as it were.