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	<title>Comments on: Look who&#8217;s behind the &#8220;Big Insurance&#8221; protests</title>
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		<title>By: chapoutier</title>
		<link>http://michellemalkin.com/2009/09/21/look-whos-behind-the-big-insurance-protests/comment-page-1/#comment-810585</link>
		<dc:creator>chapoutier</dc:creator>
		<pubDate>Tue, 22 Sep 2009 16:13:28 +0000</pubDate>
		<guid isPermaLink="false">http://michellemalkin.com/?p=34935#comment-810585</guid>
		<description>&lt;blockquote&gt;But for chap? Nothin’ to see here, folks, move on….&lt;/blockquote&gt;

There is virtually nothing.  I went back and looked at the stats for Texas and actually premiums did not even come down by 25%  It was more like 15%.  So we are talking about 15% of 2% for a grand total of... one third of one percent!!!  WOO HOO!!  Break out the champagne!

And, in fact, in Texas after the caps were put in the insurance companies still tried to RAISE their rates.  Until the government stepped in.

One can be perfectly happy to support med mal reform for any number of reasons.  But deluding yourself into thinking that it is in any way shape or form going to put a serious dent in medical costs is counter productive to those that want to seriously address the issue.

And as far as the &quot;defensive medicine&quot;, if there were a link between that and tort reform, Texas would have seen a tangible decrease (or at least less of an increase) in medical costs, right?  BUT THEY HAVE NOT.  Spending on medical care in Texas has gone up as much or more than any other place in the country.

Also, if you think Texas is the only example, think again.  California has had a cap since 1975.  Has it worked there?

Even the insurers admit that caps are useless in lowering costs.  GE Medical, which is the largest Med Mal insurer admitted that:

&lt;blockquote&gt;Non-economic damages are a small percentage of total losses paid. Capping non-economic damages will show loss savings of 1.0 percent.&lt;/blockquote&gt;</description>
		<content:encoded><![CDATA[<blockquote><p>But for chap? Nothin’ to see here, folks, move on….</p></blockquote>
<p>There is virtually nothing.  I went back and looked at the stats for Texas and actually premiums did not even come down by 25%  It was more like 15%.  So we are talking about 15% of 2% for a grand total of&#8230; one third of one percent!!!  WOO HOO!!  Break out the champagne!</p>
<p>And, in fact, in Texas after the caps were put in the insurance companies still tried to RAISE their rates.  Until the government stepped in.</p>
<p>One can be perfectly happy to support med mal reform for any number of reasons.  But deluding yourself into thinking that it is in any way shape or form going to put a serious dent in medical costs is counter productive to those that want to seriously address the issue.</p>
<p>And as far as the &#8220;defensive medicine&#8221;, if there were a link between that and tort reform, Texas would have seen a tangible decrease (or at least less of an increase) in medical costs, right?  BUT THEY HAVE NOT.  Spending on medical care in Texas has gone up as much or more than any other place in the country.</p>
<p>Also, if you think Texas is the only example, think again.  California has had a cap since 1975.  Has it worked there?</p>
<p>Even the insurers admit that caps are useless in lowering costs.  GE Medical, which is the largest Med Mal insurer admitted that:</p>
<blockquote><p>Non-economic damages are a small percentage of total losses paid. Capping non-economic damages will show loss savings of 1.0 percent.</p></blockquote>
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		<title>By: fulldroolcup</title>
		<link>http://michellemalkin.com/2009/09/21/look-whos-behind-the-big-insurance-protests/comment-page-1/#comment-810559</link>
		<dc:creator>fulldroolcup</dc:creator>
		<pubDate>Tue, 22 Sep 2009 15:50:20 +0000</pubDate>
		<guid isPermaLink="false">http://michellemalkin.com/?p=34935#comment-810559</guid>
		<description>Of course Chap doesn&#039;t say anything about the costs of defensive medicine, such as CYA tests, and other practices that drive up health care costs and premiums.

Nahhh...if Texas had so-so success with its reforms, the lesson is that no other state can try to do better, OR that the feds could take a different approach.

Suppose &quot;all&quot; we could save annually were five percent.  In a trillion-dollar sector of the economy that&#039;s 50 BILLION dollars that would NOT be wasted, but could be used for productive medical purposes, or even help fund catastrophic insurance. 

But for chap?  Nothin&#039; to see here, folks, move on....</description>
		<content:encoded><![CDATA[<p>Of course Chap doesn&#8217;t say anything about the costs of defensive medicine, such as CYA tests, and other practices that drive up health care costs and premiums.</p>
<p>Nahhh&#8230;if Texas had so-so success with its reforms, the lesson is that no other state can try to do better, OR that the feds could take a different approach.</p>
<p>Suppose &#8220;all&#8221; we could save annually were five percent.  In a trillion-dollar sector of the economy that&#8217;s 50 BILLION dollars that would NOT be wasted, but could be used for productive medical purposes, or even help fund catastrophic insurance. </p>
<p>But for chap?  Nothin&#8217; to see here, folks, move on&#8230;.</p>
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		<title>By: chapoutier</title>
		<link>http://michellemalkin.com/2009/09/21/look-whos-behind-the-big-insurance-protests/comment-page-1/#comment-810538</link>
		<dc:creator>chapoutier</dc:creator>
		<pubDate>Tue, 22 Sep 2009 15:19:43 +0000</pubDate>
		<guid isPermaLink="false">http://michellemalkin.com/?p=34935#comment-810538</guid>
		<description>&lt;blockquote&gt;So what are we waiting for Chap?&lt;/blockquote&gt;

Something that will put an actual dent in costs.  It&#039;s not like you could totally eliminate malpractice premiums.  I think Texas&#039;s malpractice premiums got lowered by about 25% (and that was only AFTER the government stepped in and threatened the insurers because they had not voluntarily dropped their rates commensurate with their lower risk).  So for anyone to say that something which may, at best, have about .5% influence on medical costs as a &quot;first priority&quot; is silly.</description>
		<content:encoded><![CDATA[<blockquote><p>So what are we waiting for Chap?</p></blockquote>
<p>Something that will put an actual dent in costs.  It&#8217;s not like you could totally eliminate malpractice premiums.  I think Texas&#8217;s malpractice premiums got lowered by about 25% (and that was only AFTER the government stepped in and threatened the insurers because they had not voluntarily dropped their rates commensurate with their lower risk).  So for anyone to say that something which may, at best, have about .5% influence on medical costs as a &#8220;first priority&#8221; is silly.</p>
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		<title>By: JusDreamin</title>
		<link>http://michellemalkin.com/2009/09/21/look-whos-behind-the-big-insurance-protests/comment-page-1/#comment-810535</link>
		<dc:creator>JusDreamin</dc:creator>
		<pubDate>Tue, 22 Sep 2009 15:15:38 +0000</pubDate>
		<guid isPermaLink="false">http://michellemalkin.com/?p=34935#comment-810535</guid>
		<description>&lt;blockquote&gt;Tell me…what percent of overall health care cost in the US are made up of malpractice insurance premiums?

Hint: about 2%.
&lt;/blockquote&gt;So what are we waiting for Chap?</description>
		<content:encoded><![CDATA[<blockquote><p>Tell me…what percent of overall health care cost in the US are made up of malpractice insurance premiums?</p>
<p>Hint: about 2%.
</p></blockquote>
<p>So what are we waiting for Chap?</p>
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		<title>By: Auggie Dog</title>
		<link>http://michellemalkin.com/2009/09/21/look-whos-behind-the-big-insurance-protests/comment-page-1/#comment-810523</link>
		<dc:creator>Auggie Dog</dc:creator>
		<pubDate>Tue, 22 Sep 2009 15:07:24 +0000</pubDate>
		<guid isPermaLink="false">http://michellemalkin.com/?p=34935#comment-810523</guid>
		<description>&lt;blockquote&gt;The plan for a series of grass-roots demonstrations Tuesday &lt;/blockquote&gt;

GRASS-ROOTS! Grass roots would be the &quot;rowdy&quot; people they referred to. I&#039;m starting to think that all Libs are in fact, completly insane. FROM THE TOP DOWN! And back up again. The only way these people could buy a clue,is if was a government subsidized clue.</description>
		<content:encoded><![CDATA[<blockquote><p>The plan for a series of grass-roots demonstrations Tuesday </p></blockquote>
<p>GRASS-ROOTS! Grass roots would be the &#8220;rowdy&#8221; people they referred to. I&#8217;m starting to think that all Libs are in fact, completly insane. FROM THE TOP DOWN! And back up again. The only way these people could buy a clue,is if was a government subsidized clue.</p>
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		<title>By: sshuffield70</title>
		<link>http://michellemalkin.com/2009/09/21/look-whos-behind-the-big-insurance-protests/comment-page-1/#comment-810453</link>
		<dc:creator>sshuffield70</dc:creator>
		<pubDate>Tue, 22 Sep 2009 13:44:21 +0000</pubDate>
		<guid isPermaLink="false">http://michellemalkin.com/?p=34935#comment-810453</guid>
		<description>One bit of odd about this:

These groups are marching at UnitedHeathcare.  AARP (remember them?) has an insurance plan with United.  And AARP, supposedly, supports the President&#039;s plan.  What&#039;s up with this?</description>
		<content:encoded><![CDATA[<p>One bit of odd about this:</p>
<p>These groups are marching at UnitedHeathcare.  AARP (remember them?) has an insurance plan with United.  And AARP, supposedly, supports the President&#8217;s plan.  What&#8217;s up with this?</p>
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		<title>By: chapoutier</title>
		<link>http://michellemalkin.com/2009/09/21/look-whos-behind-the-big-insurance-protests/comment-page-1/#comment-810451</link>
		<dc:creator>chapoutier</dc:creator>
		<pubDate>Tue, 22 Sep 2009 13:41:41 +0000</pubDate>
		<guid isPermaLink="false">http://michellemalkin.com/?p=34935#comment-810451</guid>
		<description>&lt;blockquote&gt;Malpractice insurance is the issue that Odumba keeps ignoring, mainly because his trial-lawyer pals want him to. If his plan doesn’t include tort reform as the first priority, it’s dead on arrival.&lt;/blockquote&gt;

Tell me... how much did health insurance costs go down in Texas after they instituted med mal reform?

Hint:  They didn&#039;t.  In fact Texas has the 10th highest paycheck-to-premium ratio in the country.

Tell me...what percent of overall health care cost in the US are made up of malpractice insurance premiums?

Hint: about 2%.

I keep saying this but I will say it again.  Tort reform is a canard.  Its primary useful function in this debate is as a bargaining chip.</description>
		<content:encoded><![CDATA[<blockquote><p>Malpractice insurance is the issue that Odumba keeps ignoring, mainly because his trial-lawyer pals want him to. If his plan doesn’t include tort reform as the first priority, it’s dead on arrival.</p></blockquote>
<p>Tell me&#8230; how much did health insurance costs go down in Texas after they instituted med mal reform?</p>
<p>Hint:  They didn&#8217;t.  In fact Texas has the 10th highest paycheck-to-premium ratio in the country.</p>
<p>Tell me&#8230;what percent of overall health care cost in the US are made up of malpractice insurance premiums?</p>
<p>Hint: about 2%.</p>
<p>I keep saying this but I will say it again.  Tort reform is a canard.  Its primary useful function in this debate is as a bargaining chip.</p>
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		<title>By: ArizonaNeanderthal</title>
		<link>http://michellemalkin.com/2009/09/21/look-whos-behind-the-big-insurance-protests/comment-page-1/#comment-810436</link>
		<dc:creator>ArizonaNeanderthal</dc:creator>
		<pubDate>Tue, 22 Sep 2009 13:06:26 +0000</pubDate>
		<guid isPermaLink="false">http://michellemalkin.com/?p=34935#comment-810436</guid>
		<description>Perhaps this is Tom Daschle&#039;s last Huh-rah? The lad is 62 years old and by his own book old enough to start thinking of dying. Yes Dear Limousine Liberal Majority Leader it is time for you to take the Long Walk into the wilderness--perhaps catch an ice flow (white canoe). If Global Warming has melted all the ice flows a Styrofoam chest would do.

Show us the way Dear Limousine Liberal Majority Leader Tom Daschle--just file your taxes first. &lt;a href=&quot;http://www.youtube.com/watch?v=g_Za3BXcxYs&amp;feature=related&quot; rel=&quot;nofollow&quot;&gt;Suicide Is Painless&lt;/a&gt; - Mr. Majority Leader.</description>
		<content:encoded><![CDATA[<p>Perhaps this is Tom Daschle&#8217;s last Huh-rah? The lad is 62 years old and by his own book old enough to start thinking of dying. Yes Dear Limousine Liberal Majority Leader it is time for you to take the Long Walk into the wilderness&#8211;perhaps catch an ice flow (white canoe). If Global Warming has melted all the ice flows a Styrofoam chest would do.</p>
<p>Show us the way Dear Limousine Liberal Majority Leader Tom Daschle&#8211;just file your taxes first. <a href="http://www.youtube.com/watch?v=g_Za3BXcxYs&amp;feature=related" rel="nofollow">Suicide Is Painless</a> &#8211; Mr. Majority Leader.</p>
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		<title>By: Mainah</title>
		<link>http://michellemalkin.com/2009/09/21/look-whos-behind-the-big-insurance-protests/comment-page-1/#comment-810432</link>
		<dc:creator>Mainah</dc:creator>
		<pubDate>Tue, 22 Sep 2009 12:57:24 +0000</pubDate>
		<guid isPermaLink="false">http://michellemalkin.com/?p=34935#comment-810432</guid>
		<description>http://pol.moveon.org/sickofit/guide.html a handy guide. They give you the materials/signs to print out, even. Yep, &lt;em&gt;our&lt;/em&gt; movement and march on DC was &quot;astroturf&quot; and theirs is &quot;grassroots&quot; Ayuh.</description>
		<content:encoded><![CDATA[<p><a href="http://pol.moveon.org/sickofit/guide.html" rel="nofollow">http://pol.moveon.org/sickofit/guide.html</a> a handy guide. They give you the materials/signs to print out, even. Yep, <em>our</em> movement and march on DC was &#8220;astroturf&#8221; and theirs is &#8220;grassroots&#8221; Ayuh.</p>
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		<title>By: Mainah</title>
		<link>http://michellemalkin.com/2009/09/21/look-whos-behind-the-big-insurance-protests/comment-page-1/#comment-810422</link>
		<dc:creator>Mainah</dc:creator>
		<pubDate>Tue, 22 Sep 2009 12:49:26 +0000</pubDate>
		<guid isPermaLink="false">http://michellemalkin.com/?p=34935#comment-810422</guid>
		<description>we have had at LEAST 5 telephone calls from these jerks in the last few days, harrassment, plain and simple. &quot;Big Health care blah blah blabitty blah&quot;</description>
		<content:encoded><![CDATA[<p>we have had at LEAST 5 telephone calls from these jerks in the last few days, harrassment, plain and simple. &#8220;Big Health care blah blah blabitty blah&#8221;</p>
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		<title>By: blogagog</title>
		<link>http://michellemalkin.com/2009/09/21/look-whos-behind-the-big-insurance-protests/comment-page-1/#comment-810391</link>
		<dc:creator>blogagog</dc:creator>
		<pubDate>Tue, 22 Sep 2009 10:17:04 +0000</pubDate>
		<guid isPermaLink="false">http://michellemalkin.com/?p=34935#comment-810391</guid>
		<description>Ack!  I meant &#039;their&#039;, not &#039;they&#039;re&#039;.</description>
		<content:encoded><![CDATA[<p>Ack!  I meant &#8216;their&#8217;, not &#8216;they&#8217;re&#8217;.</p>
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		<title>By: dan708</title>
		<link>http://michellemalkin.com/2009/09/21/look-whos-behind-the-big-insurance-protests/comment-page-1/#comment-810354</link>
		<dc:creator>dan708</dc:creator>
		<pubDate>Tue, 22 Sep 2009 03:59:56 +0000</pubDate>
		<guid isPermaLink="false">http://michellemalkin.com/?p=34935#comment-810354</guid>
		<description>Malpractice insurance is the issue that Odumba keeps ignoring, mainly because his trial-lawyer pals want him to. If his plan doesn&#039;t include tort reform as the first priority, it&#039;s dead on arrival.</description>
		<content:encoded><![CDATA[<p>Malpractice insurance is the issue that Odumba keeps ignoring, mainly because his trial-lawyer pals want him to. If his plan doesn&#8217;t include tort reform as the first priority, it&#8217;s dead on arrival.</p>
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		<title>By: TacitEagle</title>
		<link>http://michellemalkin.com/2009/09/21/look-whos-behind-the-big-insurance-protests/comment-page-1/#comment-810349</link>
		<dc:creator>TacitEagle</dc:creator>
		<pubDate>Tue, 22 Sep 2009 03:52:30 +0000</pubDate>
		<guid isPermaLink="false">http://michellemalkin.com/?p=34935#comment-810349</guid>
		<description>Monolithic Insurance (government) is good?
Big Insurance (free enterprise) is bad?
A moron and it&#039;s liberty are soon parted.</description>
		<content:encoded><![CDATA[<p>Monolithic Insurance (government) is good?<br />
Big Insurance (free enterprise) is bad?<br />
A moron and it&#8217;s liberty are soon parted.</p>
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		<title>By: Republicanvet</title>
		<link>http://michellemalkin.com/2009/09/21/look-whos-behind-the-big-insurance-protests/comment-page-1/#comment-810327</link>
		<dc:creator>Republicanvet</dc:creator>
		<pubDate>Tue, 22 Sep 2009 03:06:03 +0000</pubDate>
		<guid isPermaLink="false">http://michellemalkin.com/?p=34935#comment-810327</guid>
		<description>&lt;blockquote&gt;The plan for a series of grass-roots demonstrations&lt;/blockquote&gt;

&lt;blockquote&gt;specific talking points, tactics, props and strategies &lt;strong&gt;to stage the protests.&lt;/strong&gt;&lt;/blockquote&gt;

&lt;blockquote&gt;“There is nothing top-down about this.” &lt;/blockquote&gt;

Uh....riiiiiiight.

&lt;blockquote&gt;Insert &lt;strike&gt;laugh&lt;/strike&gt; belly busting, side splitting, guffaw track here.&lt;/blockquote&gt;</description>
		<content:encoded><![CDATA[<blockquote><p>The plan for a series of grass-roots demonstrations</p></blockquote>
<blockquote><p>specific talking points, tactics, props and strategies <strong>to stage the protests.</strong></p></blockquote>
<blockquote><p>“There is nothing top-down about this.” </p></blockquote>
<p>Uh&#8230;.riiiiiiight.</p>
<blockquote><p>Insert <strike>laugh</strike> belly busting, side splitting, guffaw track here.</p></blockquote>
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		<title>By: Republicanvet</title>
		<link>http://michellemalkin.com/2009/09/21/look-whos-behind-the-big-insurance-protests/comment-page-1/#comment-810323</link>
		<dc:creator>Republicanvet</dc:creator>
		<pubDate>Tue, 22 Sep 2009 03:01:44 +0000</pubDate>
		<guid isPermaLink="false">http://michellemalkin.com/?p=34935#comment-810323</guid>
		<description>&lt;blockquote&gt;MoveOn claims there are 102 rallies in the works.&lt;/blockquote&gt;

Any bets on how different the drive-by media coverage will be as compared to the Tea Parties?</description>
		<content:encoded><![CDATA[<blockquote><p>MoveOn claims there are 102 rallies in the works.</p></blockquote>
<p>Any bets on how different the drive-by media coverage will be as compared to the Tea Parties?</p>
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