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There USED to be a time where people on welfare felt ashamed and did what they could to get off the dole as quickly as possible…Now it’s relied on with no shame whatsoever…

There USED to be a time where people who got pregnant out of wedlock felt ashamed and a family letdown…Now they proudly display their kid(s) as a trophy with no shame whatsoever…

There USED to be a time where people felt ashamed of bankruptcy because it’s an admission that you’ve been irresponsible and exceeded what you could financially bear…Now it’s being looked at as YOU being the “victim” with no shame whatsoever…

This is the same “If it feels good, do it; consequences be damned” mentality that lies at the heart of the “Liberal vs. Conservative” argument…

cnredd
Political Wrinkles
http://politicalwrinkles.com

The loss of “shame” is a cancer across ALL of our economy. Adam Smith’s “invisible hand” has been amputated and the patient pronounced better for the procedure.

The housing market is still shaking out and it makes me ill thinking the gov’t suggests giving loans to more people that can’t pay for them. How smart is that?

Our country is broke, bankrupt, and insolvent. I solely place this at the feet of our elected congress critters. If they’d kept their nose out of so many areas of finance it would have worked itself out. Now the entire country is hurting and like any domino effect – millions are facing tough times.

Tonynoboloney – prayers for your family.

NONE of them are facing foreclosure

Don’t pay property and other taxes, and the government will “foreclose” you. If that doesn’t happen, they can claim your place as eminent domain and turn it into an empty field, with the idea that they were going to build a business there…someday…maybe. Then there is the community “association”. Banks aren’t the only threat to private homes.

On November 30th, 2009 at 4:00 pm, tonynoboloney said:

I am 3 payments behind ($497. mo) in December. Any suggestions? Or should I accept that I am just a deadbeat?

MM wasn’t aiming this post at everyone that couldn’t make mortgage payments.

MM aimed her post at those encouraging others to default deliberately and at those implying a borrower shouldn’t feel obligated to repay borrowed capital.

tonynoboloney said:

Man, I thought I was struggling. God bless, and I pray you can keep your home.

While much of what MM says here is true, perhaps it misses the larger reality.

Our small community in Michigan’s Thumb is one of the hardest hit areas in the country. The job loss dominoes fell throughout 2008 and extend through 2009 so far. First to go were the small parts “shops” reliant on the automotive industry who had 20 to 100 employees whose beniffits were suspended; thus causing the collapse of the medical clinics and doctors offices.

Next to go was anything to do with the building/construction industry as well as realestate as there was no demand for these services. Of course the lumber retailers suffered along with any ancilory businesses. Retail of every discription were forced to curtail hours, lay off people or close seasonally or completely. Of course the local banks remain open but one wonders as to their stableness.

Although the local paper claims a 17%-20% unemployment rate in the county it is locally understood that a more realistic figure would be over 30% if under-employent and those who have stopped looking for jobs were included.

Some may logically assume that moving to another area of the country might be a solution. We have 6 children 18 yrs. through 11, 5 in the local school system, we have owned our home for 18 yrs on a 30 yr. fixed. I am 3 payments behind ($497. mo) in December. Any suggestions? Or should I accept that I am just a deadbeat?

We need pride in self-reliance and trying ones best, and shame in failure and in being a leech again.

Your neighbors are suffering too Michelle. Tred lightly on those that are facing this decision, not everyone in financial trouble are trying to get one over.

Yes. I know 2 families that have had a disaster happen. Now both could be out in the street. One had $50K in the bank, this time last year, but because of loss of health insurance and needing 2 immediate operations, a trumped up criminal charge causing loss of job (later aquittal) for 2 months he is behind on everything with car repossessed. He could lose the home too. Sad situation, but he is proud and independent. The other was loss of job and 4 kids to care for. Both don’t want a government handout; just a push to get restarted. For some, it’s very humilating to ask for help, especially if you have spent years helping others, as they both have been doing.